Generally speaking, banks will have a three-day grace period. If the landlord is sure that his repayment can be made up within three days, he can apply to the bank for a grace period, provided that you have no overdue record before and you can succeed with a better attitude. Personally, the landlord is not advised to make overdue repayment, because the repayment records and overdue records of credit cards are the reference for bank lending. If the current repayment is overdue and the amount is large, it will definitely affect your future loan issuance. The above is what I have learned. If the landlord wants to know about other banks, he can go to official website to check. I love cards. It's quite reliable I hope my answer can help you!