Different bank rates are different, and the comprehensive average is around 0.7%. \x0d\ Calculated according to the average value of 0.7%: \x0d\ The monthly handling fee is: 50,000 yuan x 0.7% = 350 yuan, so the figure to be repaid in each installment is: 50,000 yuan ÷ 24 installments +350 yuan = 2,433.33 yuan. \x0d\ Some banks charge a one-time fee for the first phase, such as the "Lemi Card" launched by China Everbright Bank in 2065438+2004, and the installment fee is 0.7%. The calculation method is as follows: \x0d\ 50000 yuan ÷ 24 +350 yuan x 24 = 10483.33 yuan, the first phase.