1. If the user is an individual merchant, you can provide personal business license, running income statement and tax bill for the last three months;

2. Users can apply for certain assets, such as houses, cars, time deposits and other property certificates;

Students who have just graduated without a work unit can ask their parents to get you a supplementary card.

Basic conditions for handling credit cards:

Age requirements: at least 18 years old and no more than 65 years old, with full capacity for civil conduct;

Job requirements: have a stable and legal source of income and can prove that you have the ability to repay;

Credit requirements: Make sure your personal credit record is good.

Application materials required for credit card processing:

1. Personal ID card and other valid identification documents;

2. Work certificate stamped by the unit;

3. Proof of financial resources: such as salary records and income tax withholding certificates issued by banks, or documents proving the market value of houses, automobiles, deposits and investments, and other materials that can prove your economic level.

How to apply for a credit card without a stable job;

1. Provide proof of deposit to the bank

Whether you have a job or not, providing proof of deposit can be said to be a necessary skill to apply for a credit card. If you don't have a job, you can only apply for a low-amount credit card by providing your ID card. Before submitting a credit card application, a cardholder can open an account with the issuing bank and deposit a certain amount of cash. When you apply for a credit card, the bank can see your deposit, which proves that you have certain repayment ability and can improve your card issuance success rate.

2. Provide proof of real estate to the bank

If you have a family, you can apply for a credit card without a job. As long as you apply to the bank with the real estate license. If the applicant has a house, he can get a higher equal share, so he can generally pass the examination and be easily approved.

3. Provide proof of running water to the bank

If you don't have so much liquidity on hand, you can extend the "front line" as long as you have a bank account.

4. Provide credit certificate to the bank

If you don't have a house, a job or a good bank, you need to provide a credit certificate to the credit card bank you apply for. As long as you can prove that you have a good credit rating, it is not impossible for your application to be approved. To accumulate your own credit, you need to pay attention to accumulating your own credit in peacetime. Everyone must maintain rational consumption, repay in full and on time, and stay away from credit stains.

5. Deal with cards with cards

Some applicants have had a credit card before, so they can use this credit card to apply for a card. For example, Ping An, China Everbright, Bank of Communications, and CITIC can all use cards to handle cards. Not only is the card approval fast, but the credit card quota will also refer to the existing card quota, and the new card quota is basically above the existing credit card quota.

Pufa Youth Card, Guangfa True Love Card, CITIC Yanka, etc.

6. Apply for a supplementary family credit card.

Ask your family to apply for a supplementary credit card for you. Your parents, wife, husband, etc. , you can apply for a credit card, because their primary card can help you apply for a secondary card. The amount of the supplementary card and the main card is shared, and the main card is mainly responsible for repayment.