If you apply for credit card installment, you don't need to sign any contract. You only need to apply for installment through mobile banking or call customer service.

There are usually 3, 6, 9, 12, 18 and 24 installment periods for credit cards, and some banks have a credit card installment period of up to 36. Cardholders can choose the installment period that suits them according to their own needs. The installment rate is different for different credit cards, so you can choose the appropriate installment number according to your repayment ability. Although credit card installment business needs to pay a certain installment fee, installment repayment is also a good repayment method for cardholders who are temporarily unable to repay in full.