Generally, credit cards are handled at the counter of bank outlets, or at the applicant bank in official website, or at the third-party card platform authorized by the bank. It is free to apply for a credit card in the above three ways. It is not credible to entrust the company to handle it, and it is even less credible if the entrusted company needs you to charge.

Article 196 of the Criminal Law stipulates: using forged credit cards or using credit cards obtained by fraudulent identification; Whoever commits credit card fraud in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan.

Therefore, we must go through formal channels to handle credit cards, and handling credit cards with false information will be suspected of financial fraud, with serious consequences.