25,000 yuan, you can choose full repayment, partial repayment or minimum repayment.

If you only want to choose the minimum repayment amount, I suggest you pay it back in installments, which is much cheaper.

Generally, if the loan is repaid in installments, the annual interest will be around 8.6%. Choose the minimum repayment amount or partial repayment amount. Calculated according to five ten thousandths of a day, the interest is equivalent to 18% annualized.

For example, if you pay 25,000 yuan, the minimum repayment in the first month is 2,500 yuan. If 22,500 yuan is calculated according to five ten thousandths of a day, your amount next month will be 22,837.5 yuan. Then the next month, if the minimum repayment amount is 2283.7 yuan.

The repayment amount in the third month is: 22837.5-2283.7 = 20553.8 * 0,0005 * 30 days =308.3+20553.8=20862. 1 yuan.

And so on. Try to repay in part, or choose installment directly.