Only more than 3W. What's the rush? There are seven cards. There are so many. Then you just switch the seven cards with each other and pay back all the overdue ones.
First of all: take a pen and write down the time, amount and overdue amount of each card.
Step 2: Mark the credit limit of each card, the amount of cash advance, and the final due date for repayment.
Step 3: Conduct analysis and help each other with several cards to pay back all the overdue amounts.
Step 4: Make full use of the resources of your colleagues. For those who can swipe their cards when shopping online or paying cash, you can help them swipe their cards and ask them to give you cash and pay back the cash advance.
In fact, there are always more solutions than problems.
It may be a bit painful to pay off, but as long as you calculate carefully, it is still a small case.
Then you need to borrow a loan, pay one of them back, and then continue to use the one I just way.