Unknowingly, Alipay has gradually entered thousands of households, and even Zhima Fen has been inextricably linked to our lives, such as scanning the code to ride a bicycle when going out, and no deposit required Rent a house, stay in a hotel without a deposit, etc. Especially for friends who often apply for online loans, Zhima points are one of the most basic verification conditions. If Zhima points are not up to standard, applying for a Zhima loan will be ruthlessly rejected. But for friends who are not very good at sesame points, this is not very friendly. So what are the online loan products in 2023 that don’t depend on Zhima points? The pass rates for these models are extremely high!
Don’t worry about borrowing from Douyin. This is a credit product available in Douyin Mall. The maximum loan amount is 200,000 yuan and the use period is one year. In terms of interest, the comprehensive daily interest rate is around 0.03%-0.05%. User groups over 20 years old with stable employment income can apply. The loan information that needs to be prepared is work information, identity authentication, contact person, residential address, bank card information, etc.
Withdraw money from Tongcheng Financial Services. Currently, Tongcheng Financial Services has three products: Tiqianyou, Huitiqian and Tiqiangou. Huitiqian is matched with qualified third-party products for lending. Generally, there are more large amounts. Tiqianyou There are short-term small amounts of 1 month, and large amounts of 5,000-20,000 in installments of 3-12 months. The details will depend on the approval status at that time.
Paipaidai. An old product, it has now been successfully transformed into a loan assistance product. The maximum loan amount is 200,000 yuan, the use period is divided into 12 months, and the comprehensive annual interest rate is within 36%. At present, basically all lending institutions are cooperative licensed financial institutions or banks. When applying for a loan, your credit will be checked and uploaded. Please be sure to repay in time!
Gome Easy Card. The current down payment situation of this product is still very good. The platform is divided into two application modes: credit card and provident fund. The maximum limit is 200,000. The use period of the credit card repayment mode is 3-18 months, and the use period of the provident fund mode is 12-36 months. months. The loan application conditions that need to be met are that you are between 22 and 55 years old, have a real-name mobile phone number for more than 6 months, have a sesame score of more than 600, and have a normally used credit card or provident fund.
Millions of wallets. This is a credit product open to personal consumption. It is actually a large loan in Flash Silver. Currently, an application quota of up to 50,000 yuan is open, and the use period can be divided into 6-12 months. Users aged 22-55 years old and with a real-name mobile phone number can apply. Generally, during the reexamination stage, there may be a phone call to interview me. Remember to answer the call, or you may pass without a call back.
The above is a collection of online loans summarized by Xiaotan that can be quickly disbursed without Zhima points. Friends who are not good at Zhima points, come and try it! Remember to repay the loan in time after successfully borrowing to avoid leaving a stain on your credit.