The deposit plan is to start depositing money from January 16th. January 16th is the end of the first year, so ordinary annuity deposits
1. Liaoyang Bank Co., Ltd. It was established on the basis of the original Liaoyang City Credit Union. In March 1997, with the approval of the People's Bank of China, Liaoyang Urban Credit Union was changed into Liaoyang Urban Cooperative Bank. The registered capital is 100.1432 million yuan.
2. In June 1998, with the approval of the Liaoning Provincial Branch of the People's Bank of China, Liaoyang Urban Cooperative Bank was renamed Liaoyang Commercial Bank Co., Ltd., with its headquarters located in Liaoyang City, Liaoning Province.
3. In January 1999, with the approval of the Liaoyang Supervision Bureau of the China Banking Regulatory Commission, Liaoyang County Urban Credit Union, Dengta City City Credit Union and Huazi City Credit Union were merged, and the registered capital increased to 10 , 3.0157 million yuan.
4. In December 2005, the Liaoyang Supervision Bureau of the China Banking Regulatory Commission approved the capital increase and share expansion, and the registered capital increased to 153.0052 million yuan. In December 2007, the Liaoning Supervision Bureau of the China Banking Regulatory Commission approved the capital increase and share expansion, and the registered capital increased to 573.0052 million yuan. In December 2008, the Liaoning Supervision Bureau of the China Banking Regulatory Commission approved the capital increase and share expansion, and the registered capital increased to 803.0052 million yuan. In June 2009, with the approval of the Liaoning Supervision Bureau of the China Banking Regulatory Commission to increase capital and shareholdings, financial and corporate legal persons invested in a total of 216 million shares, of which: Liaoyang Municipal Finance Bureau increased its holdings by 26 million shares; Liaoning Cheng Cheng Plastic Co., Ltd. increased its holdings by 100 million shares; Liaoning Northern Steel Pipe Co., Ltd. increased its holdings by 50 million shares; Liaoyang City Capital Management Co., Ltd. increased its holdings by 20 million shares; Liaoning Liaoan Engineering Machinery Co., Ltd. increased its holdings by 2, 0 million shares. After the completion of this capital increase and share expansion, the registered capital will increase to 1,019,005,200 yuan.
5. In December 2009, with the approval of the China Banking Regulatory Commission to increase capital and expand shares, corporate legal persons invested in a total of 600 million shares, of which: Liaoning Chengcheng Plastic Co., Ltd. increased its holdings by 300 million shares; Liaoyang City Capital Management Co., Ltd. increased its holdings by 300 million shares. After the completion of this capital increase and share expansion, the registered capital will increase to 1,619,005,200 yuan. In April 2010, with the approval of the China Banking Regulatory Commission, the Bank changed its name to Bank of Liaoyang Co., Ltd.
6. In December 2010, with the approval of the Liaoning Supervision Bureau of the China Banking Regulatory Commission to increase capital and expand shares, corporate legal persons invested in a total of 110 million shares, with a price of 1.9 yuan per share. Among them: Liaoyang Liaofa Investment Guarantee Co., Ltd. increased its holdings by 60 million shares; Liaoning Liaoan Engineering Machinery Co., Ltd. increased its holdings by 30 million shares; Liaoyang Gongchangling Qinglong Heating Co., Ltd. increased its holdings by 20 million shares. After the completion of this capital increase and share expansion, the registered capital will increase to 1,729,005,200 yuan.
Introduction to Liaoyang Bank’s lump sum fixed savings deposit business
The lump sum fixed savings deposit is a deposit period agreed at the time of deposit. The principal is deposited at one time and all or part of it is withdrawn. A personal deposit of principal and interest. The minimum deposit for RMB lump sum time savings deposit is RMB 50. There is no limit on how much you can deposit. The deposit period is divided into three months, half a year, one year, two years, three years and five years.
Product features:
1. Higher interest rate
2. Automatic transfer can be done
3. Transfer can be agreed upon
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4. Pledgeable loans
5. Can be withdrawn in advance
Interest rate:
1. According to the corresponding term grade announced on the deposit date Interest is accrued on lump sum time savings deposits. The interest on time deposits will be paid off as the principal is paid off, and interest will not be calculated in installments if interest rates are adjusted.
2. If all or part of the amount is withdrawn in advance, the withdrawn portion will be accrued interest based on the current savings deposit interest rate announced on the date of withdrawal, and the portion not withdrawn in advance will still be accrued interest based on the original certificate of deposit interest rate.
3. If the withdrawal is overdue and exceeds the deposit period stipulated in the deposit certificate, interest will be calculated based on the current savings deposit interest rate published on the date of withdrawal, except for automatic transfer as agreed. RMB lump sum time deposits use the transaction-by-transaction method to calculate interest.
Processing Instructions:
1. Account opening deposit: If you want to open a lump sum time savings deposit account, you need to go to a business outlet with a valid ID card. If you entrust someone else to open an account on your behalf, The agent's identity document must also be provided at the same time.
2. Deposit: You can apply for time deposit business with a bank card issued by Liaoyang Bank, a one-pass passbook, or go to a business outlet to issue a lump sum deposit receipt.
3. Withdrawal: You can make withdrawals by holding the bank card used when opening a lump sum withdrawal account, a passbook or a lump sum withdrawal deposit receipt. If you want to withdraw money in advance, you must provide your own valid ID. If you entrust someone else to do it for you, you must also provide the agent's valid ID.
4. Account cancellation: When canceling the account, the profits will be paid off along with the principal.
5. Others: You must provide your valid ID when handling loss reporting, unblocking, password modification, card replacement/discount, large withdrawals, etc.; if others handle it on your behalf, you must report to Liaoyang Bank Provide valid identity documents for you and your agent (loss reporting, settlement, cancellation, and password modification must be handled by yourself, and no agent is allowed).