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What does it mean to transfer 100 yuan from Agricultural Bank of China credit card?

There is a 100 yuan consumption coupon. The 100 yuan transferred from the Agricultural Bank of China credit card can be used as a 100 yuan consumption coupon. Agricultural Bank of China's credit card swipe bonus is a reward that can be obtained by spending a specified amount. The card swipe bonus can be used to automatically deduct consumption and cash withdrawals. However, the card swipe funds do not arrive in real time. The transfer of the Agricultural Bank of China credit card swipe funds means that the card swipe funds have already arrived. The credit card holder can automatically use the card swipe funds to deduct when making purchases.