Generally speaking, there is no special impact, except that there may be a corresponding tax increase.
Attention should be paid to opening credit cards: card issuers have certain ideas about interest rate standards, interest-free repayment period and minimum repayment amount, liquidated damages and service fees, which means that credit cards of different banks will be different in these aspects. Therefore, special attention should be paid when signing the application contract. The calculation method of credit card overdraft interest, whether to calculate and pay interest on credit card overpayment and its interest rate standard shall be determined by the card issuer independently. The interest rate will determine the calculation standard of the cardholder's interest when the repayment is overdue, so we should pay attention to whether the interest rate is reasonable and acceptable when signing the contract.
Can I pay my company account by credit card?
Credit cards cannot be directly transferred as cash deposits. The object of applying for credit card can be divided into units and individuals.
Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed.
Enterprise account, that is, enterprise bank settlement account, is an account for settlement business for enterprise legal persons, non-enterprise legal persons and individual industrial and commercial households, which can effectively guarantee the safety of funds.
Company accounts are divided into basic account, general accounts, temporary accounts and special accounts.
A unit can only open one basic account. Others, such as ordinary accounts, a company can open multiple accounts according to business needs, and the number is not limited.
According to the account management regulations of the People's Bank of China, an enterprise can only open one basic account, but it can open multiple general accounts. If another account can be withdrawn, and the investor has a certain special purpose, then you can apply for a special account in this bank or withdraw money.
Account category
Basic deposit
Basic deposit account is a bank settlement account that depositors need to open for daily transfer settlement and cash receipt and payment.
An enterprise or institution can only open a basic deposit account in one bank. Depositors can only withdraw wages, bonuses and other cash through basic account.
General deposit
A general deposit account is a bank settlement account opened by depositors in banking institutions outside basic deposit account for loans or other settlement needs. This account can handle transfer settlement and cash deposit, but it cannot handle cash withdrawal.
special deposit
Special deposit account is a bank settlement account opened by depositors in accordance with laws, administrative regulations and rules for special management and use of their special funds.
Special deposit accounts are used to handle the receipt and payment of special funds, and special deposit accounts that allow cash withdrawal must be approved.
Temporary deposit account
Temporary deposit account is a bank settlement account opened by depositors for temporary needs and use within a specified period of time. It is used to handle the receipt and payment of funds generated by temporary institutions and depositors' temporary business activities.
Withdrawing cash from a temporary deposit account shall be handled in accordance with the relevant provisions of the state on cash management. The scope of opening a temporary deposit account includes the establishment of temporary institutions, temporary business activities in different places, and verification of registered capital.
What does corporate cash credit card mean?
The meaning of company credit card. Corporate credit card (corporate cash credit card) is also called "corporate credit card". Company cash credit card can be transferred through company basic account, but it can only be withdrawn in advance, not withdrawn. Its core is self-help loan. After obtaining the credit line, the customer can apply for the loan to arrive in real time, settle the loan in real time and stop the interest calculation, and can repay the loan through the enterprise account.
This concludes the introduction of corporate credit cards and how corporate credit cards can't pay merchants. I wonder if you have found the information you need?