2. Download and log in to the Everbright Bank APP, find "Credit Card" in "All Applications", click "Pay", then click "Automatic Deduction", and then cancel. Everbright Bank is a national joint-stock commercial bank, which is one of the types of commercial banks. The main business of commercial banks is to absorb public deposits, issue loans and discount bills, so the main business of Everbright Bank is also above.