If you owe 600,000 to your credit card and still cannot pay it, please refer to the following:

1. If the bill is not overdue, it is recommended that you pay off at least the minimum payment amount to avoid affecting your personal credit record. You can also try Apply for bill installments to reduce repayment pressure;

2. If the bill is overdue, please repay it as soon as possible according to the repayment time and amount informed by the staff. You can also contact relevant personnel according to the contact information left by the accounting staff;

3. Borrow money from relatives and friends to temporarily make up for the loophole;

If you only encounter a temporary situation, you will soon be There will be enough funds and you can seek help from relatives and friends.

4. Apply for deferred repayment;

When unexpected situations occur, such as illness, hospitalization, unemployment, etc., you can contact the bank customer service. Just tell customer service your true situation and then apply for a deferral of repayment.

5. Apply for interest suspension and installment repayment;

When the situation is serious and repayment is relatively more difficult, you can contact the bank customer service. Provide relevant materials to apply for suspension of interest payments and repayment in installments.

6. Apply to the bank for credit card debt relief.

Negotiate with the bank to reduce the credit card debt. If the negotiation fails, you can use the judicial authority to reduce the credit card debt.

The conditions for applying for arrest after malicious overdraft of 600,000 on a credit card are as follows:

1. May commit new crimes;

2. Endanger the country There is an actual danger to public safety, public safety or social order;

3. It may destroy or falsify evidence, interfere with witnesses’ testimony or collude with confessions;

4. It may cause harm to the victim, The whistleblower or accuser carries out retaliation;

5. Attempts to commit suicide or escape.

Legal basis: Article 196 of the "Criminal Law of the People's Republic of China"

The crime of credit card fraud involves one of the following circumstances: carrying out credit card fraud activities with a relatively large amount If the amount is huge or there are other serious circumstances, the sentence shall be not less than five years but not more than 10 years of fixed-term imprisonment and a fine of not less than 20,000 yuan but not more than 200,000 yuan. A fine of not more than 500,000 yuan; if the amount is particularly huge or there are other particularly serious circumstances, the sentence is to be not less than 10 years in prison or life imprisonment, and a fine of not less than 50,000 yuan but not more than 500,000 yuan, or property confiscation:

(1) Using a forged credit card, or using a credit card fraudulently obtained with false identification;

(2) Using an expired credit card;

(3) Using it fraudulently Others’ credit cards;

(4) Malicious overdrafts.

The term "malicious overdraft" as mentioned in the preceding paragraph refers to the cardholder's behavior of overdrafting beyond the prescribed limit or within the prescribed period for the purpose of illegal possession and failing to return the card after being called upon by the card-issuing bank.

Whoever steals a credit card and uses it for the crime of theft shall be convicted and punished in accordance with the provisions of Article 264 of this Law.