Inward transfer is nothing more than from one card to another, from bank card to Alipay, from bank card to wallet and so on. The essence is the same as putting the money in the left pocket into the left coat or the chest of drawers at home. There's no need to record it.

So what really needs to be recorded is that money goes in and out.

If you have a credit card account, cash account, investment account, etc.