At present, there are two channels for ICBC's credit card application, one is to apply at the counter with credit certificate, and the other is to apply at online banking.
The general requirement is that the applicant has a fixed residence in the place where the issuing bank is located (the general residence is the same as the place of application), and the income is stable and above the local average income level (200 bricks is definitely ok).
Let's talk about counter application first. Applicants need to submit relatively complete asset certification documents, such as ID card, income certificate, self-owned property vehicle certificate, etc. Submit it to ICBC for review by the background audit department of ICBC (200 bricks can explain your strength, and income certificates and the like are all floating clouds)
In addition, to apply for online banking, the applicant needs to open online banking, and truthfully fill in personal information in online banking for the background audit department of ICBC to audit. The higher the star rating of customers, the easier it is to approve cards. In principle, customers with more than four stars and five stars will approve cards (at least six stars and seven stars for 200 bricks).
The specific operation of online banking application is as follows: the applicant can use his savings card account to open online banking, enter ICBC official website, enter the card number, login password and verification code, and then enter the user's online banking welcome page, which displays the user's star rating. There is a "Credit Card Service" page on the user's online banking. You can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking.
Star service is an innovative service that ICBC gives back to customers. Customers can get a star according to their business volume and enjoy corresponding services (credit card application, fee reduction, etc.). ).