Yes, credit cards have an expiration date, and they will be invalid after the expiration date. However, if the credit card is not used for a long time, personal credit will be affected by the annual fee, and it is necessary to apply for cancellation in time.

Credit card cancellation method:

1. Telephone card cancellation: the cardholder can call customer service to apply;

2. Selling cards at outlets: Some banks let cardholders bring their ID cards and credit cards to any local outlets to sell cards. After completing the application form for account cancellation, the bank will report a copy of the cardholder's ID card and the completed application form for account cancellation to the head office. After a period of time, the cardholder can call to check whether his credit card has been cancelled.

3. Selling cards at designated places: A few banks need to sell cards at designated places.