If the repayment penalty has been generated, it may affect your credit information record to some extent. However, if you need to know your specific credit record, you are advised to apply to the credit information management department of the People's Bank of China with your ID card, or visit the website of the Credit Information Center of the People's Bank of China for inquiry. If you have opened the Personal Mobile Banking app of Bank of China, you can check your personal credit through the "Credit Query" function in the app.

(Answer time: November 15th, 223)

The above contents are for your reference. Please refer to the actual business regulations.

you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GOAPP to handle related business.