What is the limit of applying for a China Merchants Bank credit card via WeChat

In addition to the traditional application method, you can also apply for a China Merchants Bank credit card through WeChat. However, many cardholders are not very familiar with this new application method. , I don’t know how much credit I can get by applying for a card on WeChat. In fact, applying for a card through WeChat is similar to applying for a card through other methods. The limit is determined by the bank based on the credit status of the cardholder. Let’s take a look at it together.

1. Apply for a credit card limit from China Merchants Bank via WeChat

Applying for a credit card on the WeChat platform is indeed more convenient than applying at the counter, and it saves time in submitting information, so the card processing speed is faster. However, this does not determine the amount of credit card approval. After all, the bank still has to consider the applicant's credit status when approving the credit limit.

Leave aside the credit limit, it’s hard to say whether you can apply for the card. Even if you pass the approval, the credit limit will not be very high, because applying for a credit card on WeChat cannot provide comprehensive application information, such as auxiliary certificates. Property certificates, travel documents, etc.

2. How to apply for China Merchants Bank Credit Card via WeChat

1. Follow the China Merchants Bank Credit Card WeChat official account

Open WeChat and select "Add Friend" - "Official Account", Enter keywords such as "China Merchants Bank Credit Card" to search for the "China Merchants Bank Credit Card" official account certified by WeChat, and click "Follow".

After following the official account, enter the platform and find the option to apply for a credit card in the bottom menu. A piece of card application information will be sent. Click on the information to enter the card application page and fill in the relevant information.

Can I apply for a credit card on China Merchants Bank’s WeChat official account? Do I still have to go to the bank?

You can apply.

1. Please bring your original identity certificate, work certificate and financial certificate documents and go to any branch of China Merchants Bank to apply in person.

2. You can add "China Merchants Bank Credit Card Center" as a friend through WeChat and click "I want to apply for a card" to apply.

To apply for a China Merchants Bank credit card, the most important conditions are to be aged 18-60 and have a stable job and income. The necessary application documents are a copy of the identity certificate and a work certification document, both of which are indispensable.

The detailed application information is as follows:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required), military personnel need to provide a military ID card Copy;

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), Or a copy of the original and marked work permit that has been verified by the promoter;

3. Proof of financial resources: If you want to apply for a credit card with a relatively large limit or a gold card, or a card above the gold card level, it is recommended to apply for more Provide financial information.

Extended information

Other requirements

1. Any enterprise, administrative institution, or institution with independent legal personality that opens a basic deposit account at a financial institution in China. Social groups, other economic organizations authorized by legal persons, etc. can apply for an organization card from the card issuer with the basic deposit account opening license issued by the People's Bank of China and other supporting documents (if you need to apply for an international organization card, you must also have a foreign exchange settlement account).

The qualification of the company card holder shall be designated and revoked in writing by the legal representative of the company or his authorized person. The applicant unit shall bear all debts incurred by the unit card.

2. When applying for a credit card for the first time, the applicant should fill in the credit card application form correctly, completely and truthfully according to the card issuer's regulations and submit the relevant supporting documents required by the card issuer, and agree that the card issuer should submit the application to any relevant party. Departments, units and individuals understand and inquire about applicants' credit status, and retain and use relevant data.

3. The card issuer will decide whether to issue a card based on the applicant's credit status, whether to require the applicant to provide guarantee and the method of guarantee, determine the method and type of card collection, and the credit limit to be granted to the applicant. Unsuccessful application materials will not be returned.

Baidu Encyclopedia-China Merchants Bank Credit Card

How to apply for a China Merchants Bank Credit Card (debit card) via WeChat?

Users follow the WeChat official account of China Merchants Bank, click "Wealth" - "Credit Card (Credit Card) Application" and follow the page prompts.

In addition, users can also apply for a credit card (debit card) through the following methods:

1. Applicants can bring their ID cards, work certificates and other materials to the investment promotion outlets to apply, and the staff will help with the application.

2. Applicants can log in to the official website of China Merchants Bank, click "Credit Card (Credit Card)", select the card type to be applied for, fill in personal information, submit the application, and finally wait for the bank's review.

3. Call the China Merchants Bank customer service hotline, provide your identity information, and ask the customer service staff to help you apply.

How to apply for a China Merchants Bank credit card on WeChat

WeChat can be said to be the most used tool in people’s daily lives. In addition to chatting on WeChat, people can also handle various businesses through WeChat, such as Talk about applying for a credit card and so on. China Merchants Bank is the first bank to apply for a credit card through WeChat. Let’s take a look at how to apply for a China Merchants Bank credit card through WeChat.

Click here to quickly apply for a credit card

For CMB credit card holders, WeChat is a more convenient channel to use, and it can most intuitively solve some of your functional and service needs. . The function of the China Merchants Bank WeChat public platform goes far beyond simple information inquiry. Friends who do not have a credit card can also apply on WeChat. The specific application process is as follows:

First of all, you have to follow the China Merchants Bank WeChat public platform. No.

Find [Add Friend] on WeChat, then select [Search Official Account], enter "China Merchants Bank Credit Card" and click [Search], and then select the name "China Merchants Bank Credit Card" from the public account that appears. "Just follow the public account.

Then, you have to enter the WeChat official account of China Merchants Bank

The WeChat banking service of China Merchants Bank mainly includes three parts: "I want", "Check", and "Discount and red envelope". Customers pay attention to After using WeChat Bank, you can use your own credit card account to obtain account information in a timely manner, quickly check accounts, and handle various credit card-related businesses.

Finally, click "I want" of China Merchants Bank Credit Card

A menu bar will pop up. Click the menu "Card Application·Introduction" and it will jump to the application interface for China Merchants Bank Credit Card. Click on Apply for a Card as a New User, fill in the relevant information on the application interface, including user name, ID number, mobile phone number, etc., and follow the prompts step by step.

After filling in all the information, click Submit to complete the credit card application.

How to quickly apply for credit card approval on China Merchants Bank’s WeChat account

WeChat is used for chatting, and I believe most people are familiar with it. But when WeChat is used to apply for a credit card, you may have more doubts. Some cardholders reported that they only knew that WeChat could chat, but they didn’t really know that WeChat could apply for a credit card. I would like to tell these card friends that WeChat can not only apply for a credit card, but it is also simple, fast and fast to get the card approved. Let me introduce to you how to apply for a credit card via WeChat of China Merchants Bank.

Comprehensive method of applying for a credit card via WeChat:

CITIC Bank

Bank of China

Ping An Bank

Hua Xia Bank< /p>

Industrial Bank

Guangfa Bank

China Merchants Bank

Bank of Communications

Industrial and Commercial Bank of China

Minsheng Bank

China Everbright Bank

China Construction Bank

Shanghai Pudong Development Bank

Agricultural Bank

1. Log in to WeChat , click the "+" in the upper right corner, click "Add Friend", enter the "Official Account", search for "China Merchants Bank Credit Card", click Follow, a page like this will pop up, (reminder that you can also view various promotions on this page , check limit, increase limit, check bill details, check or redeem points, apply for installment, change information, password, etc.)

2. Click "I want" and enter "Card application. Introduction" (here Reminder: After applying, you can check the progress of applying for a credit card in the column "Card Application. Progress")

3. Click "Menu" in the upper right corner, enter "I want to apply for a card", and on the pop-up page , China Merchants Bank will introduce you to various credit card types and choose the one you like (reminder here: after application, you can also check the progress of credit card application in "Progress Query" in this column. After successfully applying for the card, you can check the progress of your credit card application in this column. Activate credit card)

4. Click on the credit card you like to view the credit card's discounts, points activities and other information (the click is "China Merchants Bank Standard Credit Card")

5. Click "Apply" Standard Credit Card", fill in the relevant information correctly, click Next, and follow the prompts step by step.

Reminder: After filling in the information, check it carefully, because if your information is incorrect and inconsistent with the actual situation, it will directly affect the success rate of your credit card application and your credit card limit.

6. After the application is successful, you can click "I want" on the main page, enter "Card Application. Progress", enter the personal ID number you filled in when applying for the card to check the progress of the card application (generally In this case, bank staff will reply to you within 24 hours. Of course, 24 hours is a conservative estimate. Most messages will be replied within a few minutes)

Reminder: Whether you can successfully apply for a credit card and WeChat application. There is no direct relationship with the credit card method. The key lies in whether your information is true, reliable, detailed and complete.

That’s it for the introduction to applying for a merchant credit card on WeChat.