Hello.

There is no annual fee for Bank of Communications official services.

The extra 10 yuan charged to you is the cash withdrawal fee.

Business card is a type of credit card that enjoys benefits such as annual fee exemption, but the relevant credit card rules must still be followed.

Cash withdrawals do not enjoy the interest-free period. From the accounting date (that day), interest will be charged at a daily interest rate of 0.5%, and a cash withdrawal fee will be charged; Bank of Communications' cash withdrawal fee standard is, transaction 1% of the amount, starting from 10 yuan. When you withdraw 300 yuan in cash, the handling fee is 10 yuan (this 10 yuan is not a consumption deduction, but a fee), and interest is charged at the same time. The interest rate for 300 yuan per day is 0.15 yuan, but you pay it back early, and the system does not have a few days. , so the interest is only a few cents, so you may not pay attention.

If you don’t understand, please ask. If you are satisfied, I hope to adopt it.