My relative asked me to repay his credit card for repayment, and I repaid it to him more than five times. Today he asked me to borrow money for repayment, but I refused. He still repays about three credit cards a month and one month's salary. He still has less than 3,000, and one of the cards needs to repay 5,000. He always pays it off before withdrawing cash. I persuaded him to take a loan and pay off the credit card. When will he be able to pay back the credit card after withdrawing cash? I refused and he felt uncomfortable. ,what to do?

There are more and more credit cards, more and more cardholders, and more and more people who cannot pay off their debts. There are probably not a few people who have borrowed money from relatives and friends to use their credit cards. When someone borrows money, it seems stingy not to lend it. Many times the money is wasted and never returned.

When being borrowed money, you must first look at your character. If your character is not good, you cannot borrow money no matter what kind of turnover, and there is a high possibility of losing everything.

Nowadays, there are many people in society who "throw money away" because of gambling, surfing the Internet, watching live broadcasts, luxury living, etc., without considering their own earning capacity. If this is the case, just don't borrow it at all. They may not repay whatever they borrow from the bank, not to mention that you still have a certain relationship. And if it's just normal business, or it's a real emergency, then it doesn't hurt to consider it for the sake of family ties.

Only again and again, not again and again. I believe most people are familiar with this sentence.

Rescue the urgent rather than the poor. It becomes a habit. If you help once or twice, people will be grateful. If you help often and one day you don’t help, it will easily make people jealous

In this case, you can do whatever you want. Just make an excuse and say you don't have that much money.

All the money has been invested in the stock market;

I have a new girlfriend and money is tight;

My colleagues bought a house and borrowed it all;

Those who have overdrafted multiple credit cards will fall into a vicious cycle if they cannot reduce their consumption and pay off their debts as soon as possible, and they will have to cash out and repay their debts every month.

Helping once or twice is a sign of dedication, but continuing to help will not only waste time, but in the end you won’t be sure of the money and it will be difficult to ask for it back. When the time comes, it will be awkward to ask for it.

If you are poor in the busy city, no one cares about you; if you are rich in the mountains, you have distant relatives. This is an increasingly realistic society. Many relatives and friends have turned against each other because of money. Keep a reasonable distance and refrain from frequent financial contacts.

Do you have the patience to continue helping people who have to pay for their credit cards every month?