Below are four bank internship report experiences that I have collected for you. I hope you like them! For more bank internship report experiences, please pay attention to the experience column! Bank internship report experience one

Through recommendation and interview, I was fortunate enough to enter the Bank of China Chongqing Jiangbei District Branch for a one-month internship. Although the internship was not long, I learned a lot during this precious time, enriching and practicing my university experience. theoretical knowledge, but also deeply felt my lack of knowledge, which confirmed my belief in active learning. At work, the change in work attitude is an important life asset I have learned. ?Technical level can only allow you to reach a certain level, but your attitude of doing things for others and being serious and responsible for your work are the real magic weapons to improve you. ?The director’s words taught me the first lesson of internship. During the internship, I studied humbly, worked hard, completed my tasks seriously, and established good relationships with my colleagues, which was unanimously recognized by the employees in the industry.

1. Internship content

1. On-the-job training and learning of various banking services, such as Industrial Gold and Silver Trading, third-party custody, first-hand housing, credit cards, salary distribution, etc.

2. Collect other bank-related financial product information and potential target customer information online, such as securities, futures, foreign exchange, gold investment company information and such communication BBS, QQ groups, etc., and organize and archive to form a detailed platform Account for the team leader to further contact and expand business.

3. Visit securities, futures, gold, foreign exchange investment and other companies on the spot to obtain a large amount of first-hand market information and account manager contact information, such as the general distribution of customers, quantity, investment intention and other information, and provide information for the team leader to establish marketing channels Useful information.

4. Go to the business outlets of other banks, communicate with the personal financial managers of each bank and collect bank folding information, classify and organize it to form a comparison table for the team leader’s reference.

5. Assist the team leader in receiving visiting customers and visiting customers when going out, and collecting customer information when going out.

6. Assist the General Department to do comprehensive work, such as sorting out the retail department contracts, organizing and arranging the retail department offices, distributing stationery and business cards to each marketing group, assisting the boss to move the office, organizing the retail department warehouse, etc.

7. In order to prepare for the inspection by the China Banking Regulatory Commission, cooperate and assist the Risk Department in sorting out various materials.

8. Make PPT for financial management training on funds.

9. Exchange and learn with bank employees and other interns.

10. Other assigned matters.

2. Good performance and shortcomings at work

Better

1. Complete tasks assigned by the team leader and other staff on time, quantity and quality , such as visiting customers, collecting information, organizing files, etc.

2. Actively learn various business knowledge and communicate business information with the team leader in a timely manner.

3. Frequently exchange experiences and insights with interns.

Disadvantages

1. The business learning is not systematic enough, and there is less actual practice, so the business knowledge is scattered and not solid enough. So far, there are no independent customers.

2. In addition to communicating and learning more with the team leader, I have less contact with other staff. The reason is that I am not proactive enough to seek communication opportunities; I am afraid to learn and ask for advice because of my status as an intern; I am afraid of disturbing their normal work .

3. Internship experience

1. After internship at Industrial Bank, I have a more systematic understanding and knowledge of the banking industry, including bank organizational structure, management model, business scope, etc., and further determined the direction of development in the banking industry in the future. Although there is still a certain distance from the bank's requirements, I will work hard.

2. Improved my market sensitivity and market development capabilities. After conducting market surveys on Industrial Finance and third-party businesses (mainly visiting securities, futures, foreign exchange investment and other companies), I have a good understanding of the market. In order to gain a more comprehensive understanding, we also collected the contact information of many customers and account managers. It has qualitatively improved my business development capabilities.

3. Great progress has been made in communicating with people, especially with colleagues and customers.

4. It cultivated my professional quality. From the initial etiquette training to the subsequent daily work, the rigorous, efficient and sincere office atmosphere of Industrial Bank has a subtle influence on me, making me gradually withdraw from the student Childish, step by step towards a mature professional.

IV. Some immature suggestions on the training of interns

1. The recruitment time for interns this year is relatively late. According to the current university holiday time, recruitment is scheduled for mid-June. Late afternoon (or earlier) is more appropriate. At the same time, we will increase publicity efforts, firstly to attract more outstanding college students, and secondly to expand the reputation of Industrial Bank and cultivate potential customers of college students.

2. During the internship period (so far), the content is relatively simple. For example, the personal loan team spends most of their time working on materials. It is recommended that each team leader take as many interns out as possible to expand their business if they have the opportunity. Improve the business development capabilities of interns.

3. There was no systematic business training when the interns first came in. Business learning was relatively scattered, and it was slow for interns to join the work.

After this period of internship, I deeply realized that there is still a certain gap between the knowledge in books and the application in practice. It is not enough to just master the knowledge in books. Operational skills are more important, and this is what you need to learn and work hard on. Only by combining books with practice and enhancing hands-on ability can we complete various tasks better.

I most appreciate Sanmao, who turned the Sahara Desert into an oasis in people's hearts, and I also admire her most: Even if it fails, it will not become a blank. The goddess of success does not favor everyone, but for everyone who has participated and tried, even if they do not succeed, their world is not dull or blank. The internship work is busy and fulfilling. The living space must be set aside through cleaning and removal, and the spiritual space must be expanded through thinking and understanding. When I turned to face the sun, I found that I was no longer stuck in the shadows. I began to learn to find happiness in the seemingly mechanical and repetitive internship work. I was happy to work as an intern and I was able to do it with ease.

Finally, I would like to thank the Bank of China for providing me with this internship opportunity and all my colleagues who helped me grow during this period! Banking Internship Report Experience 2

Someone once said this, first When I entered the bank for the first time, I felt very nervous and curious. Looking at the smooth floor and white walls, I felt like I was in a prison on TV. There were faint footsteps in the quiet corridor, which made me feel a little depressed.

When I think about working in a bank in the future, this is it. I go to work on time, but I can’t get off work on time. I am extremely serious and can’t just do things half-heartedly. If I make a mistake by a penny, I will be charged to death. While walking, I speculated on the feeling of working seriously. At least I can still stroll freely now.

Living in the current era, no matter which industry you are in, there will be more or less serious impetuousness. Perhaps the beauty of the financial world has been ignored by people. Director Deng, who regards finance as a lifelong career, holds a high position, and tirelessly explores the essence of business. Not only does he have no airs, he does not regard finance as a step to become famous, but he still has a perseverance mentality and learns from repetitive work. , repeatedly taking the pulse of work experience and seeking sublimation, seriously and humbly asking teachers for books and articles, this style makes me admire. I am also honored to meet such a leader. ?Be a good person and do things well? Only after the criticism from Director Xia and the teacher did I deeply understand the meaning of this sentence. Inattention in small details can lead to a very different future. This is the first time that Jia Junying, director of the administrative department of Pufa Bank Beijing Branch, and the "Financial Practice" teacher have met with administrative staff within the bank, and have also done personnel work.

Perhaps we may think that a person occasionally has no principles and makes fun of others without knowing the depth. If you imitate and try it out, it will damage your personal image and make people feel unreliable, and others will also Will be frivolous in your thinking. I think what I want to do is improve my interpersonal skills, rather than practice drinking desperately. At least I won’t lose the fun of having a drink with my loved ones because I practice drinking.

I am always envious when I read expert articles that are so good. At the meeting, I just took notes eagerly, fearing that I would miss something. But during the discussion, Mr. Yang and I were asking for opinions one after another. When he passed by me , he asked me sincerely what my opinion was. I didn’t think anything of it at the time, and my answer was very perfunctory. I really didn’t expect that as a student’s opinion, they would also value it so much. Liu Yinhui, General Manager of Beirun Investment Guarantee Company, listened to the "Financial Practice" teacher's lecture at school. At the end of the lecture, many student cadres took photos with the teacher, and they seemed very excited. However, not long after, they left that day. I forgot all about the excitement during the evening lectures. I didn’t even send photos to the teacher. Seeing these students like this, I felt that they would add more impetuousness to the Liuxue86.Com world. That day " The teacher of "Financial Practice" went to a financial company where he had lectured to discuss business with an old friend. Because the colleague was very busy, the teacher came out early and asked me to take the bus back. At this moment, I I saw Mr. Liu, the company's leader, standing in front of the elevator. He knew the teacher was about to leave, and immediately asked the driver to follow him. He didn't say a word, and his movements weren't too big. I saw him taking the teacher's hand, looking very sincere. , it was the first time that I saw that people who respect teachers can be such successful people. I was riding a Mercedes-Benz on Chang'an Avenue that day. This was also the first time in my life.

Perhaps there are many people in society who do not respect teachers or take advantage of teachers, and then the people who can achieve great things are different. As the saying goes, "Everyone in the world has his own teacher". Different means different. If you don't want someone to have assets worth hundreds of millions, you won't be a villain when it comes to handling small things. I think I will regard respecting teachers as the principle for making friends throughout my life, study for life, and use results to repay the training given to me by the "Financial Practice" teachers. Three insights from the bank internship report

In the blink of an eye, I have been practicing for more than two weeks, and I miss the life of sleeping until I wake up naturally. But now the intense and orderly internship life at CCB has allowed me to change my previous free and casual style and consciously integrate into this excellent working environment. The pace of life has become regular, and I commute to and from get off work on time every day. The leisurely and relaxing days of school are gone forever. On the day of the allocation, I was a little nervous and a little excited because I didn’t know who would win. Fortunately, I was assigned to the Xiamen CCB Songbai Branch not far from my home. On the first day of registration, I met two alumni who were also here for internship. We were warmly received by Manager Kang and Manager Lin, and they had a meaningful conversation with us. We can feel this passionate and passionate team from their words and smiles. Then the manager arranged for us to study under each of our own teachers. I was first assigned to the post-loan service position.

Because I have never been exposed to it before, I don’t understand many of the businesses of the personal loan center. "Master" is an easy-going and generous person. From the first day, he carefully taught me every detail of the personal loan business. With the care and support of my masters and leaders, I have made rapid progress in all aspects and gained a new understanding of banking work. When working in a bank, you must first adhere to the principle of "working seriously and being an upright person", and work diligently and conscientiously in the internship position. During work, you must complete your work tasks conscientiously and on time. You must not be hasty and perfunctory. You must be cautious about every business you do. In the banking industry, whoever wins the customers is the final winner.

I most appreciate Sanmao, who turned the Sahara Desert into an oasis in people's hearts, and I also admire her most: Even if it fails, it will not become a blank. The goddess of success does not favor everyone, but all those who have participated and tried, even if they do not succeed, their world is not dull or blank. The internship work is busy and fulfilling. The living space must be set aside through cleaning and removal, and the spiritual space must be expanded through thinking and understanding. When I turned to face the sun, I found that I was no longer stuck in the shadows. I began to learn to find happiness in the seemingly mechanical and repetitive internship work. I was happy to work as an intern and I was able to do it with ease. Fourth experience of bank internship report

Since I have been exposed to more financial knowledge in the school’s professional courses, and because I am studying a double major in finance, I hope to be able to With the idea of ??combining textbooks and practice and a longing to work in a bank in the future, I started my internship at Minsheng Bank.

On the first day of the internship, I walked into the bank with a clean attire full of anxiety and novelty. However, I was severely criticized by the teacher for my attire. As a bank employee, you are required to wear a uniform attire, that is, you must wear a white shirt on the upper body, black trousers on the lower body, and black leather shoes. Men are required to wear a tie, while women's leather shoes are required to have closed toes in the front and closed heels in the back. In short, you need to maintain a neat and tidy appearance. As an intern, although you do not have exactly the same clothes, you still need to wear clothes with colors similar to industry clothes to maintain the overall image of the bank. After being inspired, I put on my professional attire and returned to the bank in the afternoon, looking like I was working.

Looking at the entire internship life, my internship work can be divided into two parts, namely: serving as a temporary customer service manager and learning corporate business.

Customer service manager job

I thought that the customer service manager only played a guiding role, but this is not the case. The work it covers can involve all aspects of the business department, large or small, that is, you need to understand the situation of all businesses, including ordinary public and private business deposits and withdrawals, loan processing and loan repayment, and partial guidance on financial management business. etc., you must have a mind to deal with the overall situation, solve emergencies and good communication skills.

In one afternoon, I learned the Minsheng Bank customer service manager guidelines and lobby service standards, and was exposed to filling in various forms, helping with loan repayments, opening and using online banking, and using the inquiry machine, etc. I go to work on time every day, and it takes more than 6 hours a day.

In terms of filling in the form, as Minsheng Bank is a smaller commercial bank, it is different from China, Agriculture, Industry, Construction, Communications and Rural Credit Cooperatives. It has certain preferential policies with other small banks such as Bank of Ningbo and China Everbright Bank. That is, because they use the UnionPay clearing system (the payment and clearing system of the People's Bank of China used between large banks), deposits in Minsheng Bank There is no handling fee when withdrawing money from Ningbo Bank Card. The bank will pay this fee on behalf of the customer. In addition, if the intra-city transfer is to the five major state-owned banks, you need to fill in the intra-city deposit and exchange form (but now Minsheng Bank does not have the exchange business); if it is a transfer to another place, you need to fill in the inter-city transfer form; if it is a transfer between the same Minsheng banks, it is not required Fill out the form. As for other things, such as debit card processing, password loss reporting and unlocking, etc., you need to fill in relevant forms. Instructing customers to fill in forms and helping customers get numbers has become part of my job.

The opening and use of online banking services was a bit difficult at first for me, who had never been exposed to it. Customers need to be taught how to operate and relevant demonstrations are required. It is necessary to answer questions such as the difference between customer U-Bao and browser certificates, as well as the restrictions on single transaction and cumulative limit when applying for online banking.

In addition, since the financial manager asked for leave during the week of my internship, I also took on the important task of introducing the financial business. Although it seemed a bit rough and I had to ask the teacher for help with many things, I gradually became more and more proficient in handling it. For example: you can choose 1 day or 7 days to handle the "Money Makes Money" business, which is suitable for customers who need to use demand deposits and have a large amount of deposits, but the usage time is uncertain. The bottom line requirement is: handling it at the counter requires more than 50,000 yuan, while handling it through online banking requires more than 52,000 yuan. At the same time, the current financial management business is to concentrate customers' money and invest it mainly in treasury bills and bills (mainly bank acceptance bills), thus reducing certain risks. In addition, I also learned about the difference between "subscription" and "subscription" and other aspects of knowledge involved.

Certain emergencies also occurred during the internship. For example, there was a one-day power outage on July 23, which almost caused the bank’s backup power supply to be insufficient. In this case, turning off the computer as much as possible to save power usage has a great impact on the speed of business processing, and also makes the number-taking machine difficult to use. In this case, how to stabilize the customer's mood and not get bored while waiting, explain it reasonably and maintain a certain waiting order has become a problem I encountered. However, relying on my previous experience as a student, I handled it well, which also made other staff in the bank quite satisfied.

Learning about corporate business

The counter aspect mainly includes private business and corporate business. Private business mainly involves cash, while corporate business mainly involves various types of bills.

Since I have studied bank accounting courses in school and have been exposed to the practical operation of the clearing system, at my request, I switched from the temporary customer service manager job to the study of corporate business.

During this period, I first learned about the standard actions of counting money. It was a little stiff at first, and I could barely hold the bundle, and the speed was slow. With constant training, the original bundle took about 1 minute to the last bundle in about 40 seconds, which made me feel that I was making slow progress. After asking about the criteria for excellence, I learned that 16 bundles (100 cards each) had to be counted in 10 minutes. During the practice, I also saw the assessment of several graduated senior interns, which was quite stressful.

Of course, the most important thing is to learn about bills. At my request, I asked the teacher for a copy of the National Bill Law to study. At the same time, I also followed the accounting teachers to learn the processing of various bills, starting from printing the People's Bank of China receipts and small payment system returns at the beginning of the day. Once you start, the work begins. The account opening process, check inspection, photocopy uploading and current account operations all gave me a deeper understanding. For example, before opening an account, you need to check whether a basic account has been opened, which bank it is in, whether it is a blacklisted account for bad checks, and identity verification, etc. This not only allowed me to review the content of the bank accounting course, but also exposed me to some more practical operations.

In short, during the half-month internship at Minsheng Bank, I maintained a regular commute to and from get off work, constantly understood the meaning of work, and thought about the idea that I had wanted to work in a bank in the future. idea. At the same time, it also made me understand that during the internship, I must maintain an open mind to ask for advice and the courage to ask questions, and actively strive for what I want to learn, in order to gain more gains.

I highly recommend