Credit card applications have billing dates and repayment dates, and different banks set different billing dates and repayment dates. Generally speaking, the bill date comes first. Basically, the bill date is fixed. It is always set on a certain day of every month. Please check the consumption details. If it is found that the repayment date is within 15 to 25 days after the reconciliation date, you only need to pay back the money before the repayment date, otherwise it will be overdue, and there will be interest and late fees if it is overdue. It is not said that one-time consumption can be paid off within one year in 2000.

Extended data:

Credit card bill:

It means that the issuing bank regularly collects and settles the current transactions and expenses of the credit card account every month, calculates the total amount owed and the minimum repayment amount in the current period, and mails the statement. This date is the billing date of the credit card. Credit card repayment date:

For credit card non-cash transactions, the interest-free repayment period is from the bank bookkeeping date to the due repayment date. The interest-free repayment period varies according to the regulations of each bank. The shortest is from the billing date to the final repayment date, and the longest is from the day after the billing date to the final repayment date of next month. If the billing date is 1 day and the final repayment date is 20 days, the shortest is 20 days and the longest is 50 days.

During this period, as long as the current payable amount on the current statement is fully paid off, any non-cash transaction prepaid by the bank to the store does not need to pay interest (cash prepayment does not enjoy interest-free discount).