For non-cash transactions (cash advance or transfer), the period from the bank accounting date to the due repayment date is the interest-free repayment period. The interest-free repayment period is as short as 25 days and as long as 56 days. During this period, as long as you pay off the current period's repayment amount (total amount owed) in full on the current statement, you will not have to pay any interest on the funds advanced by the bank to the store for non-cash transactions (cash advances are not eligible) Interest-free discount)

The minimum repayment amount means that if the cardholder has difficulty repaying all the amount due before the due payment date (inclusive), he can repay according to the minimum repayment amount stipulated by the card issuing bank. However, you cannot enjoy the interest-free repayment period. The minimum repayment amount is 10% of the consumption amount plus other various payables. The minimum payment is listed on the current bill.

The minimum repayment amount is calculated as follows:

Minimum repayment amount = 10% general consumption balance + 10% cash withdrawal balance + interest balance + installment consumption balance + other payable fees balance +The unpaid portion of the minimum repayment amount of the previous period