You need to pay a certain fee every year as a credit card service fee. In order to attract customers to use credit cards, many banks have formulated preferential conditions for exempting annual fees from credit cards. How many times does Huaxia Bank charge an annual fee for swiping the card?

How many times is Huaxia Bank's credit card free of annual fee?

Huaxia Bank's credit cards are divided into ordinary cards, gold cards and platinum cards, and different levels of credit cards have different annual fee-free regulations. In addition to the annual fee-free credit card, Huaxia Bank Credit Card can also exchange points for annual fees. The following is the preferential annual fee for Huaxia Bank Credit Card:

1 Universal cards and gold cards are exempt from the annual fee in the first year and the annual fee in the next year, and can be exempted from five transactions each year.

2. The annual fee for titanium card is free in the first year, and the annual fee for the following year is free if the accumulated transaction points are 65,438+0,000. If the above conditions are not met, you can exchange 10000 points for the annual fee within 3 months after the annual fee is generated. The supplementary card is exempt from the annual fee in the first year, and the annual fee in the following year can be exempted after 5 transactions per year.

The platinum card is free of annual fee in the first year, and the annual fee is free in the next year when the accumulated transaction amount reaches 20000 points. If the above conditions are not met, 20,000 points can be exchanged for the annual fee within 3 months after the annual fee is generated. Supplementary cards are free of annual fees.

The main card of Zunshang Platinum Card is free of annual fee in the first year, and 50,000 points can be converted into annual fee within 3 months after the annual fee is generated. Supplementary cards are free of annual fees.

5. The Royal Seal Card is free of annual fee in the first year, and the annual fee in the following year is free when the transaction reaches 2500 USD or 50000 trading points are added when using this card in that year. Supplementary cards are free of annual fees.

6 MasterCard World Nuclear Card is exempt from the annual fee in the first year, and the annual fee in the following year is exempted if the annual transaction reaches 2500 USD or 15000 RMB. If the above conditions are not met, you can exchange 50,000 points for the annual fee within 3 months after the annual fee is generated. Supplementary cards are free of annual fees.

(Image screenshot from Huaxia Bank official website)

The above is the answer that Huaxia Bank's credit card charges many times without annual fee. I hope it helps you.