The bank provides services in the form of advance payment, and the user gives the advance payment (credit card provided by the bank) to the bank in advance. Of course, banks should be responsible for the safety of advance payment. When the user's advance payment is lost or damaged, according to the provisions of Article 44 of the Consumer Protection Law, if the business operator provides services and causes damage to consumers' property, it shall bear civil liability for returning the service fee or compensating for the losses according to the requirements of consumers.

If there is no evidence that the password is leaked due to the bank, the user's fault lies in not keeping the password well, and he should also bear the corresponding secondary fault liability.

Extended data:

Precautions:

If you have more than two credit cards, it is recommended to separate the billing dates of each card, such as the first day and the last day of each month, so that you can choose a card with a longer interest-free period whenever you spend money.

Most banks remind them once about 7- 10 days before the repayment date, but not much within 3 days, so individuals are likely to be overdue because they forget to repay. You can bind WeChat for reminder settings.

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