After the user opens Alipay and enters the Alipay interface, click My, Merchant Services in the bottom navigation. If you don't see this menu item, you don't have permission. After entering the merchant service interface, click the Flower Collection button. After opening the receiving code, someone can choose flowers or credit cards when scanning the code for payment.

Operating environment: Alipay APP, version number: 5. 19.6.

Interest is charged for withdrawals after the flowers are overdue. It will happen if the current payable amount is not paid off before the repayment date.

The corresponding overdue interest shall be charged at 0.05% of the unpaid amount in the current period. For example, you have to pay back 10000 yuan in April, but only 5000 yuan was paid back before 10 in April. Repayment on April 65, 438+04, resulting in overdue interest 10 yuan (formula: 5000 yuan ×0.05%×4 days). If the repayment period does not exceed 1 month, the credit record will not be affected, but interest will be paid more. If it exceeds 1 month, it will exist in the credit record, but it will disappear after half a year, as long as it is not too serious, the problem is not big.

Second, the consumption quota

The consumption quota is the online shopping quota provided by Ant Microfinance according to your comprehensive online shopping situation. Flower buds, Tmall staging, Tmall try first and then buy, and Taobao use first and then pay service to share a consumption quota; Using any of these services will occupy the consumption quota; Restore the consumption quota after repayment.

For example:

1. If the account consumption amount is 5,000 yuan, and the flower buds are used to buy 2,000 yuan of goods, the consumption amount is 2,000 yuan, and the available consumption amount is 3,000 yuan (that is, 5,000 yuan-2,000 yuan);

2. If Tmall is used to purchase goods with a price of 1 1,000 yuan in installments, the available consumption amount is 2,000 yuan (that is, 3,000 yuan-1 1,000 yuan);

3. If you repay 1000 yuan, the available consumption limit will be restored to 3,000 yuan.

4. If the payment is stopped due to the funds of Tmall's installment balance treasure, the repayment will first restore the funds paid by balance treasure, and then restore the consumption quota.

How can I check my spending quota?

You can log in to Alipay official website to check the consumption quota. Most merchants or products of Tmall and Taobao support the flower garden service. If you can see the flower shop service when you pay, it means product support.

How to increase the amount of Alipay flower buds?

The original non-digital certificate customers can transfer 2000 yuan/transaction/day, and the digital certificate customers can transfer 20000 yuan/transaction/day.

Operating environment: Alipay APP, version number: 5. 19.6.