Credit card installment will involve handling fees, which is also a source of bank profits. After all, banks also need to make a profit. Handling the installment can not only ease the repayment pressure, but also bring benefits to the bank.

For users who want to withdraw money, banks are more willing to withdraw money from users who have not applied for installment.

In addition, this method also helps to increase the amount.

1, continuous card

Refers to the frequent use of cards, preferably with monthly consumption records. Only by continuous consumption can we become high-quality customers of banks, so it is easier to withdraw cash.

2. Increase the number of swipes.

The more times the credit card is swiped, and the repayment is made on time, the bank can feel that the user really needs the credit card.

3. Submit application materials.

If the economic situation improves, for example, after using the card for a period of time, you can buy a car and a house, then you can submit a copy of the real estate license and a copy of the car driving license to the bank, and you can also get a refund.

Summary:

Although credit card installment does help to raise the amount, we should not blindly handle installment for the purpose of raising the amount. After all, the larger the installment amount, the longer the time, and the higher the installment cost involved, we should do what we can.