1. Avoid the four lines. It is best for pure white families to avoid ICBC, Agricultural Bank of China, China Construction Bank and Bank of Communications when applying for credit cards, because the credit card thresholds of the four major banks are higher.

2. Find a bank with business contacts to apply for a card. For example, you often buy bank wealth management products, or your salary card belongs to the bank. You can apply for a credit card from this bank.

3. Avoid handling high-end credit cards, and it is best to choose ordinary cards or gold cards.

4. Provide more personal property certificates. If you have a private car, private property, bank deposit, etc. In your name, providing proof of property to the bank can increase the chance of card withdrawal.