1. UnionPay standard card conforms to China's unified business norms and technical standards, and is a high-quality, international self-owned brand bank card with independent intellectual property rights in China. Has the following two recognizable features,
1. On the front of the card, only the logo of the bank card organization UnionPay is in the lower right corner.
2. The first two digits of the card number are 62.
Second, the UnionPay standard card function introduction:
1, UnionPay standard, universal. UnionPay standard cards are issued in accordance with the business and technical standards of China UnionPay and conform to ISO international standards. Cardholders can swipe their cards at any bank card acceptance point in China and at ATMs and UnionPay merchants in more than 50 countries and regions abroad, making it easy to withdraw money and spend money.
2, overseas credit cards, saving money and benefits. It is convenient and affordable to use UnionPay standard card, use UnionPay network to swipe for consumption or ATM withdrawal overseas, and use foreign currency to debit RMB, avoiding multiple exchange losses, and without the need to purchase foreign exchange for repayment and pay currency conversion fees ranging from 1-2%.
Extended data:
Bank of Communications credit card withdrawal process
Handling fee and interest for using Pacific dual-currency credit card to advance cash:
(1) The domestic charge is 1% of the transaction amount, with a minimum of 10 yuan RMB. The handling fee for RMB withdrawal of Y-POWER card is as low as 5 yuan/transaction, regardless of peers' cross-bank and different places in the same domain.
(2) For overseas cash withdrawal through UnionPay, 1% of the transaction amount is added with 12 yuan, and the lowest is 15 yuan. Overseas, the transaction amount of 1% is charged through VISA/MASTER, with a minimum of $5 per transaction.
The advance cash has no interest-free repayment period, and its interest is calculated from the bookkeeping date to the day before payment, and the interest rate is five ten thousandths of the daily interest.
Withdrawal within the limit and overpayment of withdrawal fee:
(1) Cash withdrawal within the credit line means that the cardholder uses the credit line to overdraw cash withdrawal and needs to pay some fees.
(2) Overpayment cash withdrawal refers to the withdrawal of funds overpaid by credit card customers or deposited in credit card accounts in cash, and only part of the handling fee is paid without interest.
Baidu Encyclopedia-Bank of Communications Credit Card