The difference between business cards and ordinary credit cards.

Business card is a kind of credit card issued by financial institutions for employees of budget units, which is mainly used for official activities. In addition to the overdraft limit and interest-free overdraft period of ordinary credit cards, the main differences between business cards and ordinary credit cards are as follows: First, the cardholder of a business card is an on-the-job employee of the budget unit, and his identity must be confirmed by the unit when opening the card; Second, the official card is mainly used for official activities; Third, the official card enjoys the bank's free annual fee, and it is free to change the card when it expires.

The so-called official card refers to the bank credit card (debit card) held by the staff of the budget unit, which is mainly used for daily official expenses and financial reimbursement. The direct function of the official card system is to change the traditional cash payment settlement into official card payment settlement.