The credit card of China Merchants Bank (except door-to-door application and professional application) applied through online channels needs to bring the original ID card to China Merchants Bank outlets for face-to-face signing. If the system passes the preliminary examination, the SMS invitation for face-to-face signing will be triggered, and the time limit for face-to-face signing is 30 days. Failing to apply for a face-to-face interview within the time limit is regarded as a waiver of the credit card application. And you can't submit a credit card application again through online channels within 90 days.