When the number of illegal accounts in the country reaches 25 million, the standards for bank credit risk control on illegal accounts will naturally be classified. At present, the number of illegal households in our country is 17 million. Don't think that China's population of more than one billion people, children, elderly people, and farmers who have been working at home for a long time do not need loans at all. There is still a huge number. In addition, the market environment is not good, so car loans and housing loans basically only look at records within 2 years. Bank credit reporting is really a double-edged sword. I protected myself, but also hurt myself. When the number of illegal households reaches a certain level, the bank should close down. You know