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Which bank has the lowest credit card installment fee?

ICBC is relatively low, but the handling fee is a one-time charge. The standard of each bank's handling fee is: Installment handling fee = Installment principal * Installment handling rate per installment * Number of installments 1. ICBC: Free of charge for 3 installments Handling fee: 1.8 for 6 periods, 2.7 for 9 periods, 3.6 for 12 periods, 5.85 for 18 periods, 15.6 for 24 periods (one-time charge) 2. Agricultural Bank of China: 0.6 per month (charged every month). 3. Bank of China: 1.95 for 3rd period, 3.6 for 6th period, 5.4 for 9th period, 7.5 for 12th period, 11.7 for 18th period, 15 for 24th period (one-time charge) 4. China Construction Bank: 0.7 for 3rd period, 0.6 for 6th period and 12th period (each charged monthly). 5. CITIC: 1.50 for 1 period, 0.82 for 3 periods, 0.82 for 6 periods, 0.77 for 12 periods (charged every month). 6. Pudong Development Bank: 0.72 for 3rd period, 0.7 for 6th period, 0.66 for 12th period (charged every month) 7. China Merchants Bank: 1.0 for 2nd period, 0.9 for 3rd period, 0.75 for 6th period, 0.7 for 10th period, 0.66 for 12th period, 0.68 for 18th period, 0.68 for 24 issues (charged every month). 8. Bank of Communications: 0.72 per month (charged every month). 9. Guangfa: The 6th and 12th periods are both 0.65, the 18th period is 0.7, and the 24th period is 0.72 (charged every month). 10. Everbright: Apply for installment repayment before consumption, 12-month installment, charge 0.5 per month. The types of bill installments include 3, 6, 9 and 12 installments, and the handling fees are 2, 4, 5 and 6 respectively (charged in one time). (Mobile Baidu "Baidu Cash Loan" can meet your consumption needs at any time!)