Legal analysis: If the credit card loan is not repaid during the epidemic, you can apply to the card-issuing financial institution for extension. However, during the epidemic, banks have different arrangements for credit card repayment. Cardholders can call the issuing bank and ask the bank staff about the specific credit card repayment method. According to the relevant statement, for those who are hospitalized or treated in isolation due to COVID-19 infection, those who need isolation treatment due to epidemic prevention and control, those who participate in epidemic prevention and control, and those who temporarily lose their source of livelihood due to the epidemic, financial institutions should appropriately tilt their credit policies, flexibly adjust personal credit repayment arrangements such as housing mortgage and credit card, and reasonably postpone the repayment period.

Legal Basis: Notice on Further Strengthening Financial Support for the Prevention and Control of novel coronavirus Epidemic Article 5 Financial institutions should appropriately tilt their credit policies, flexibly adjust personal credit repayment arrangements such as housing mortgage and credit card, and reasonably postpone the repayment period for hospitalized or isolated personnel infected with new pneumonia, those who need to be isolated due to epidemic prevention and control, those who have temporarily lost their livelihood due to epidemic prevention and control.