Under normal circumstances, banks will require credit card applicants to provide the following application materials:
1, identification: generally an ID card (both front and back);
2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or it can be a copy of the work permit verified and marked by the sponsor;
3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove the financial level.
4. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.
And if you just do Taobao, you can't provide valid proof of work and salary, you can only submit other financial proof materials. My suggestion is that you choose a commercial bank to apply for a debit card 3-6 months before you apply for a card; Then deposit a certain amount of money every month, similar to a salary slip, and then submit the bank's deposit flow certificate when applying, which may be successful.