Hello, if you are using our credit card, the expiration date of the credit card transactions recorded in each bill is called the "bill date". The due date for repayment is generally around the 18th day after the bill date (as shown on the bill). The repayment grace period is 3 calendar days after the due payment date.
The billing dates of different cardholders may be different. For example, if the billing date is the 25th of each month, then each bill will record all transactions entered from the 26th of the previous month to the 25th of this month. The corresponding final repayment date is the 13th of the following month. Consumption on the 25th is generally not recorded until the 26th, and will be included in the next period's bill.
The minimum repayment amount is the minimum amount that needs to be repaid in the current month when using revolving credit. The minimum repayment amount is listed on the current bill.
The minimum repayment amount for each installment is calculated as follows:
The minimum repayment amount = 10 for all general transactions in the credit card account 100 for the single-period amount of all outstanding installment transactions in the account 100 The unpaid portion of the minimum repayment amount of the previous period 100 The total amount used in excess of the account credit limit 100 Fees 100 Interest
(You can consult online through QQ or WeChat any information you want to know about China Merchants Bank’s credit card services. Method One: Search for 4008205555 among QQ business friends and add China Merchants Bank Credit Card Center as a friend; Method two: Search for the number "cmb4008205555" on WeChat and follow China Merchants Bank Credit Card Center)