1. The cardholder of the main credit card can be the immediate family member who applies for the supplementary card. Domestic applicants must be 14 years old, and overseas applicants must be 18 years old. You can hold your own primary card and another person's secondary card at the same time. Supplementary card means that all debts incurred by Karen in the process of using the credit card are borne by the main cardholder, and the main cardholder directly performs the debts to the card issuer or special unit.
2. The secondary card must be the same type as the main card and share the credit line with the main card. Without an independent account, you can't log in to online banking alone, and the repayment is included in the main card account. The rights and obligations of the supplementary card are basically the same as those of the main card, and the supplementary card can enjoy the same preferential policy of annual fee as the main card. After the secondary card is legal, it will be sent according to the address of the main card holder. Please ensure that the address of the main cardholder is valid before the guest card is issued.
3. The bill is sent to the host, and the host will repay the bill. Just pay the total amount, regardless of the card number. When handling the secondary card, the cardholder of the primary card must bear all the repayment obligations of the secondary card. Generally, children are given supplementary cards, so parents bear the full repayment.
1. Use supplementary cards, which are mainly designed for children and the elderly at home. Because underage teenagers or the elderly can't apply for credit cards, this function is specially opened for the convenience of customers. The two Kaka numbers are different, and the main card is a normal credit card.
2. The secondary card is of the same type as the primary card, and the credit limit of the secondary card is set by the cardholder of the primary card (the maximum credit limit cannot exceed that of the primary card, which can be 0). Two cards are the same account (different card numbers, but the same account). The cardholder of the main card can inquire about the consumption records of the secondary card, and the main card can repay the secondary card.
3. The main card is an independent credit card, and the auxiliary card is hung under the main card. Generally, the deputy cardholder should be the immediate family member of the main cardholder. Card numbers are different, so are card numbers. The main card can set the amount of the secondary card, which is generally used for the secondary card of relatives. The supplementary card also has an annual fee: like the main card, the supplementary card also has an annual fee, which is generally about half of the annual fee of the main card. Like the main card, most supplementary cards can reduce the annual fee by spending a certain number of times or a certain amount.
4. The credit line shared by the secondary card and the main card: the secondary card should share the credit line with the main card, and the credit line of the secondary card cannot exceed that of the main card. The loss reporting of the primary card does not affect the use of the secondary card: except for the shared quota, the primary card and the secondary card can basically be regarded as two independent cards. After the loss of the primary card is reported, the use of the secondary card will not be affected, and vice versa.