1. Go to China People's Bank Credit Information official website () and click "Internet Personal Credit Information Service Platform".

2. Enter a new page and click "Start Now".

3. Log in to your account.

4. After logging in, select the "Information Service" option, and then click "Get Credit Information".

5. Enter the pre-applied identity verification code, and then click "Submit".

6. Submit the credit information inquiry request successfully, and a new page will pop up, where you can see personal credit information.

There are three main ways to query personal bank credit records.

1. Log in to China Bank Credit Information Center official website for enquiry. Whether it's a credit card of ICBC, China Merchants Bank or China Construction Bank, if you want to inquire about personal credit records, you need to log in to the Credit Information Center of China People's Bank, search in the Credit Information Center of Baidu and China People's Bank, click to enter official website, log in to the Internet personal information service platform on the main page, then register, and follow the prompts to inquire about personal credit information records step by step.

2. Log in to the mobile app of Credit Information Center of China People's Bank for inquiry. This is also a query method that many consumers like to use at present, and the speed is very fast. Just download the China People's Bank Credit Information Center app on your mobile phone, and fill in relevant materials after registration to complete the verification. After logging in to the mobile app of China People's Credit Information Center, you can query personal credit records.

3. Manual inquiry.

You can go to the nearby Credit Information Center of the People's Bank of China with your valid ID card, or directly ask the counter staff for help or inquire through the credit information self-service machine.

Where can I check my credit card information?

How to inquire about personal credit report?

1, search online.

The central bank's credit information center has opened a nationwide service to inquire about my credit report through the Internet.

The inquiry website is: htp:/, which is the only official website of the Credit Information Center. Computers and mobile phones can be turned on! After entering the website, click "Internet Personal Credit Information Service Pingyi" under "Core Business" on the homepage to enter the inquiry page → click "Start Now" → register a new user → log in the user → verify the identity online → fill in and submit an inquiry application to obtain a credit report, which can be used the next day.

After receiving the credit report, it is recommended to download the PDF file and save it yourself.

2. Offline inquiry.

Online credit report inquiry is a simplified version. If you want to inquire about the detailed version, you need to go to outlets or self-service inquiry machines, and provide counters or self-service terminals at 200 inquiry points across the country, and you will find it immediately. The specific address of each city offline query can open official website. Or call 400-8 108866 for consultation.

Don't forget to bring the original and copy of your valid ID card when you go.

You can check your personal credit information twice a year for free, and you need to pay a small extra fee for more than two times.

Extended data:

What does the credit report contain?

Basic information: including identity information, residence information, occupation information, etc.

Credit investigation: refers to the information of loan and repayment, which is the core information in the credit investigation report.

Non-financial liability information: information formed by consumption before payment, such as telecom payment F.

Public information: social security accumulation fund information, tax arrears information, administrative law enforcement information, etc.

Inquiry information: Who checked your credit report in the past 2 years?

How long will the bad information be kept?

Bad information will be deleted from the credit report after five years from the date of termination, and will be automatically set by the computer.

How often is the credit report updated?

It is updated every day. Most lending institutions submit data to the credit information system every day, so the changes that occur today may be shown in your credit information report the day after tomorrow.

How many times will the inquiry affect the loan?

Query record is a reference factor for whether to lend money. How many times will the query record affect the loan? The specific situation varies according to the standards of each institution. From the perspective of risk control of financial institutions, generally speaking, 1 month makes four hard inquiries, more than five hard inquiries within two months, eight hard inquiries within three months, and six hard inquiries 12 times within six months. Sorry, then, turn right when you go out. Unsecured credit loan, no; Mortgage is also extremely difficult.

How to avoid too many hard queries?

1. Don't apply for a credit card frequently for a certain period of time. Every time you apply for a credit card, no matter whether it passes or not, a hard inquiry record will be generated in the credit report.

2. Don't often go to various online loan apps to apply for loans. Most of these online lending channels are small cash loans, and basically they all need to check credit information. There are also those who don't go to credit, but there are usually many routines with high interest. You really need to read carefully and ask clearly before applying.

3. Don't just count places. Whether it's micro-loans or flash loans from China Merchants Bank, all those related to "see how much you can borrow" and "click to get the quota", as long as a little bit, there will be one more inquiry record, whether you use the money or not.

How to check the credibility of credit cards? Teach you how to operate by hand

Some card friends came to consult and wanted to know how to check the credibility of credit cards. However, this credit card credibility is not clearly expressed, which can be regarded as credit card limit and credit information. Here, the query methods of the two are introduced respectively.

1, credit card credibility (line)

This refers to the maximum overdraft limit granted by the bank after the card is approved. Within this limit, overdraft consumption and cash withdrawal can be carried out, but the overdraft consumption limit and cash withdrawal limit will be different.

If you want to check the credibility of this credit card, you need to check it through bank channels, including but not limited to credit card official website, WeChat official account, telephone inquiry, etc. The most direct way is to call the customer service of the issuing bank to transfer the manual service and let the customer service inform the credit card limit.

2. Credit card reputation (credit)

There are two main query methods.

One is to go to the credit information center of the local central bank and provide any valid documents such as ID card, passport and military officer's card for inquiry, so as to inquire and print the credit information report in real time; One way is to log in through official website, the central bank's credit information center, and get a personal credit report for inquiry. Generally, the results will not be available until the next working day, and each person has two free inquiry opportunities every year.

No matter which way you use, you can find overdue records and repayment records, repayment amount and credit card cancellation records that can last for nearly 5 years.

The above is the related introduction of "How to check the credit card credibility", hoping to help everyone. In short, the credit card credibility may refer to the credit card limit or personal credit information, and the inquiry methods are different, so you should know what kind of credibility you want to check.

How to check the introduction of credit cards? Let's stop here.