Jingdong Baitiao can be repaid in advance in one lump sum after installment, and no additional early repayment service fee will be charged for early repayment, but the installment service fee incurred will still be charged normally.
If you want to repay the JD Baitiao installment bill in advance, you can do so directly on the JD Finance App. The operation steps are as follows:
1. Log in to JD Finance App.
2. Then select Baitiao.
3. Select the unissued bill to see the payment in advance.
4. After entering the early repayment page, you can repay according to the prompts on the page.
Operating environment:
Brand model: iPhone13
System version: iOS15.4
App version: v6.3.10
In addition to providing users with the convenience of buying now, paying later and paying in installments as they wish, Baitiao has launched an official creative product store—Shiguang Groceries Kuanhao Store, adhering to strict aesthetic and quality standards to create and select a variety of useful products for users. The beautiful and interesting life gadgets work together with young people to establish a healthy and quality life attitude.
While JD Baitiao brings convenience to Xuqiaopi users, it also pays great attention to the security issues of users being stolen and swiped by JD Baitiao. In the entire process of account login, activation, transaction, information modification, etc., JD Digits’ Tiance decision-making engine system, Tiandezhidun account security and anti-fraud system, and Tianwang transaction risk monitoring system provide back-end security for each account behavior. Scanning, real-time calculation, identifying malicious behavior and high-risk orders, and connecting with the mall distribution system to intercept high-risk orders in the last mile of delivery, JD Baitiao anti-theft brushing is a unique advantage in the industry.
Set up a green channel for feedback on fraud issues in the service hotline and establish a special processing process. JD Financial customer service will give priority to verification and processing. For users who are determined to have been defrauded, they will be exempted from repayment responsibilities, and relevant accounts will be dealt with in a special manner, which will not affect the user's credit report.
JD Finance will not let criminal elements go unpunished and harm the interests of consumers. In response to the large-scale and cumulative infringement of consumer financial security that was discovered, JD Finance established a green communication channel with the police to provide immediate feedback and use technological means to actively cooperate with the police in solving the case.
As of the end of 2018, JD Finance has cooperated with local police to crack down on more than 80 cases of telecommunications network fraud, illegal intrusion into computer systems, loan fraud, infringement of citizens’ personal information, etc., and arrested more than 500 suspects, preventing The property losses amounted to billions of yuan, which effectively cracked down on and deterred criminal gangs such as criminal gangs, and explored a new idea of ??using security technology capabilities to support public security criminal investigations.