Current location - Trademark Inquiry Complete Network - Overdue credit card - How does CITIC cancel its credit card?
How does CITIC cancel its credit card?
How to cancel the credit card of CITIC Bank?

You can call customer service, you can call to cancel, and you can find artificial service according to the telephone prompts. We need to explain the relevant situation, and the customer service staff will handle it for you, but it will not be cancelled at that time. It takes a few working days, or you can go to the credit card bank and cancel it at the counter.

I. Application and use of credit cards:

1, application: through the bank channel, go to the bank business hall to fill in the credit card information. When the bank confirms the application information, it must be my information, and the bank will approve the information after submission. When the salesman arrives, call the salesman to inform you that you want to apply for a credit card. After the salesman comes, he starts to apply for a card, fill in the credit card application materials, and then wait for the bank's approval. After receiving the credit card, you can use it to activate it online.

2. Use: Credit cards can be consumed first, and then repaid within the credit card limit, with an interest-free period. It supports POS card swiping and online payment, and has the functions of bill installment and cash advance.

Second, the latest bank card report:

On June 1 2005, the Decision on Implementing the Access Management of Bank Card Clearing Institutions issued by the State Council came into effect. This means that the bank card clearing market in China will be fully open. In the future, international card organizations, domestic third-party payment institutions, banks and other qualified domestic and foreign institutions can participate in China's bank card clearing market, improve China's bank card clearing service level through market competition, and accelerate the reform, opening up and innovation transformation of the payment service market. [20]

March, 2065438+June 17, the central bank made a heavy attack to rectify the order of the bank card acquiring market. It is reported that in order to standardize the bank card acquiring outsourcing business and purify the order of the bank card acquiring market, the People's Bank of China conducted a special spot check on the bank card acquiring outsourcing business nationwide in the early stage.

The spot check lasted for 2 months, covering 57 banks and payment institutions. In accordance with the spot check scheme of "unified deployment, graded implementation, standardized business and focused on key points", the head office of the People's Bank of China adopts the method of combining direct inspection of branches and territorial inspection simultaneously, focusing on standardizing outsourcing and cracking down on secondary liquidation, and severely cracking down on acts such as false merchants accessing the network, opening trading interfaces in violation of regulations, and repeating subcontracting business in violation of regulations. The decisive action of the People's Bank of China has brought about an obvious convergence of market violations and greatly improved the order of the bank card acquiring market.

How to cancel CITIC Credit Card?

If you want to cancel CITIC Credit Card, you can cancel it at the outlet with your credit card and ID card. There must be no arrears when canceling, otherwise there is no way to cancel. Or you can call the customer service phone of CITIC Bank for self-cancellation, and remember to cut the card after cancellation.

Xiao Mu fen phase advertisement

The latest products are as high as 50 thousand.

CITIC Credit Card Cancellation Method:

1, telephone customer service is cancelled. You can cancel your credit card by calling the 24-hour customer service hotline of CITIC Bank at 95558 or the credit card customer service hotline at 800-999-5558 reserved by the bank. The customer service staff will handle the card refund formalities for you after verifying your personal information and account information, but pay attention to the need for voice to manual service.

2. Cancel the bank outlets. You can bring your valid ID card and the credit card you want to cancel, go directly to the outlet of CITIC Bank, and go to the counter to ask the staff to cancel. If you have more questions, you can also consult the bank staff.

For more information about how to cancel CITIC Credit Card, please visit: See More.

How to cancel the credit card of CITIC Bank?

The credit card cancellation methods of CITIC Bank mainly include:

1, customer service telephone number: CITIC Bank credit card can be cancelled by customer service telephone number. You only need to call the 24-hour customer service hotline of CITIC Bank at 400-88-95558 to cancel the account.

2. Counter of bank outlets: You can go to any outlet of China CITIC Bank with your valid personal ID and credit card, and fill out a form at the counter to cancel your credit card.

Pay attention to the following points when canceling the credit card of CITIC Bank:

1. When canceling the card, the account cannot have arrears and overpayments, and in order to ensure the security of the account, the card must be carried with you when canceling the card by telephone.

2. If your credit card of CITIC Bank is lost, you can only cancel it at the branch counter.

3. If you want to know whether the credit card has been cancelled successfully, you can call the bank credit card customer service about 45 days after applying for cancellation, or you can directly swipe your card for testing.

How to cancel the credit card of CITIC Bank?

There are three ways to cancel the credit card of CITIC Bank, namely, online account cancellation, telephone account cancellation and counter account cancellation.

1. Online cancellation: You can log in to CITIC Bank official website directly, find the credit card cancellation button and follow the prompts. However, when you cancel, you must pay off the debt, even if you pay more or less. What's more, you charge an annual fee? These are all things that need attention.

2. Telephone cancellation: Call CITIC Bank's credit card customer service number (credit card face generally has contact information), and then transfer to manual service. Confirm the information step by step according to the instructions of customer service.

3. Counter account cancellation: Go to the nearest CITIC Bank outlet with my ID card and the credit card of the account to be cancelled, and handle it with the help of the bank staff. As a reminder, when canceling a credit card, the points can be processed together. If you have multiple credit cards of Zhang Zhongxin Bank, you can transfer the points in the cancellation card to another credit card when you cancel. If there is only one credit card, the cardholder can convert all the remaining points in the card into gift air miles to avoid waste.

If you want to know when the credit card was successfully cancelled, you can call the bank's credit card customer service about 45 days after applying for cancellation, or you can directly check the card.

1 If your CITIC bank card is a debit card and you have a physical bank card, you can go directly to a branch of CITIC Trust with your bank card and ID card. If there is no physical bank card, you can only go to the bank counter with your ID card, report the loss first, and then cancel the card. No matter what kind of bank card, if you want to cancel your debit card, you need to bring your ID card and bank card and go to the bank counter to cancel it.

If you are a credit card of CITIC Bank, there will be three cancellation methods, namely online cancellation, telephone cancellation and counter cancellation. Online cancellation means directly logging in to official website of CITIC Bank and finding the button to cancel the credit card. Just follow the prompts. Telephone account cancellation means calling the credit card customer service number of CITIC Bank at 400-88-95558, and then switching to manual service, following the customer service instructions and confirming the information. Counter account cancellation means that I bring my ID card and the credit card to the branch of CITIC Bank, and can handle it with the help of bank staff.

When canceling the CITIC Bank card, you should take out the balance inside. When canceling the CITIC Bank credit card, you should know whether there is any debt in the card, and whether to charge an annual fee after cancellation.

Whether it's a debit card or a credit card, you should always keep track of the cancellation progress after applying for cancellation. If it is a letter, you can call the bank's credit card customer service about 45 days after applying for account cancellation, or you can try it out.

CITIC Credit Card Cancellation?

There are two ways to cancel the credit card of China CITIC Bank: 1, and the telephone customer service cancels. You can cancel your credit card by calling the 24-hour customer service hotline of CITIC Bank at 95558 or the credit card customer service hotline at 800-999-5558 reserved by the bank. The customer service staff will handle the card refund formalities for you after verifying your personal information and account information, but pay attention to the need for voice to manual service. 2. Cancel the bank outlets. You can bring your valid ID card and the credit card you want to cancel, go directly to the outlet of CITIC Bank, and go to the counter to ask the staff to cancel. If you have more questions, you can also consult the bank staff.

Note: When using the credit card of China CITIC Bank, we need to pay attention to several issues. First of all, we should develop good consumption habits and not brush off all credit lines without restraint. Credit cards are used because on some occasions, when cash and bank cards cannot be paid normally, CITIC Bank's credit cards have a certain amount, and the amount of ordinary quality customers will be higher accordingly. In addition, it should be noted that the credit card of CITIC Bank must be repaid on time. Paying back on time is the embodiment of a person's sense of responsibility. If the cardholder can't guarantee timely repayment, it is best not to use a credit card. In addition, it should be noted that the cardholder of CITIC Bank's credit card can only apply for interest-free installment payment within three working days after the current bill date and before the repayment date. If an individual wants to pay by installments, he can't change it after determining the number and amount of installments. This needs attention. In addition, we must repay in time to avoid more bad credit.

CITIC Bank provides a number of financial services and can provide loans to all walks of life. Personal credit loans account for a large proportion in the loan business of CITIC Bank. In many cases, individual credit loans can apply for installment payment. Cardholders can apply for interest-free installment payment if the current bill amount reaches 800 yuan or above. However, consumers who have spent money in shopping malls and made a single installment cannot use the bank's request for re-installment payment.

This concludes the introduction of how CITIC cancels its credit card and how CITIC cancels its credit card retention. I wonder if you found the information you need from it?