First, the credit limit in Jiangsu was lowered in batches, directly to 1500, and then the credit limit in Taizhou, Ningbo and Hangzhou was reduced to zero! ! ! Little friends have said that they should join hands to sell aunt cards.
According to Sister Ka, not all the cards in different places in China have been reduced because of Aunt Hang's crazy precipitation. At present, friends in Sichuan, Zhejiang and Guangdong have been shot, and friends in other places are temporarily safe, but it does not rule out that aunt will expand the rat-dropping area.
Then the problem is coming. Why did aunt drop your card? Although it is a deposit, it will not be completely afraid of death. When you are unlucky, think about why it is you!
1. The credit card is seriously overdue, which goes without saying.
If the credit card overdraft limit is large or overdue for a long time, the bank will reduce the limit for you in order to reduce the loss, and the card will be blocked in serious cases.
2. Improper brushing may be monitored by the head office, although the number of operations is small.
(1) pension card
Some people want to cash in by swiping the POS machine to form a credit card record, but it may be that the machine is too junk or the credit card posture is wrong, thus raising the card amount. However, it turns out that if you want to increase the amount, real transactions are the most useful.
② Suitable for bonus hunter.
In order to save points, or meet the requirements of certain banking activities, etc.
③ Capital turnover
Most people carry out credit card T/X in order to use the funds in credit cards for emergency or even speculation and repayment.
(4) In order to avoid annual fees
Many credit cards require a certain number of times or a certain amount of money to be swiped within one year to avoid the annual fee, but some people have no real consumption demand after handling credit cards, and in order to reduce the annual fee, they make false transactions.
Sister Ka said
Each bank has its own complete risk assessment system to deal with certain risks: long-term large-value transactions in the same merchant or the same type of merchant; Brush out the large integer immediately after repayment; One-time credit card explosion; Large credit card swiping during abnormal business hours will be monitored.
Sometimes banks will "remind" T/X cardholders to apply for installment. In this case, it's better to handle it obediently, or you may be punished by the bank. If it has been reduced, it is basically equivalent to a "darkroom", and it is more difficult to restore the increase.
3. Long-term non-use or low frequency of card swiping
The activated credit card may be idle for a long time, or the frequency of swiping the card is low, and the amount used is small, which may also lead to a decrease in the amount. Sometimes the bank will kindly remind you that the credit card will not be used for a long time in the near future and the amount will not be adjusted. At this time, if you still want to leave your card, just swipe it.
After menstruation was demoted, I'll tell you something about wool. On July 5 -7.3 1, there will be activities in Beijing. As long as you answer the question correctly, there will be vouchers for E students, ranging from 10-200. This wool is good. If you are free, you might as well have a try.
Open the "ICBC e-life" APP, which is not ICBC mobile banking, nor e-link or e-purchase.
1, locate on the home page, and switch to Beijing;
2. Search QBW to find activities;
3. The answers to these five questions are: Tuesday, 2 1 day, points draw, 1, 300 yuan.
4. Click Submit and you will see your prize.
After you get the voucher, you can redeem it directly in "integral mall" in the APP. If you are unlucky, you can only get a dozen pieces. Forget it if you don't need it, lest you be scolded. Use it as soon as you can, so as not to fall asleep! You know that.
PS: ICBC's points. The official price comparison is 10000 points = 15. Cash can be paid directly in integral mall. Friends can try it.