1. Ensure that the current amount of credit card consumption is completed

2. Increase the activity of credit card

3. Frequently change the consumption method of credit card

5. Large amounts of salary and deposits

6. It is strictly prohibited to do some illegal operations with the card and must be used correctly

1. Ensure that the current amount of credit card consumption is completed: the credit card applied for in the initial stage will have a certain limit. No matter how much money it is, try to consume it every month. In this way, the bank will refer to whether you can increase the limit based on your consumption limit. , in fact, the main purpose of raising the limit is for those who don’t have enough money, so you must first let the bank know that you don’t have enough money.

2. Increase the activity of credit card: The activity of credit card is the frequency of our use. The higher the frequency of use, the better. It will occur several times every month. The more frequently you use it, the better it will be. Increase the possibility of a raise.

3. Frequently change the way you use credit cards: There are many ways to use credit cards, such as buying things in supermarkets, buying clothes in shopping malls, staying in hotels, washing cars, refueling, etc. You can use credit cards to pay. Cross-regional use will also increase the chance of a limit increase, but remember not to swipe your card frequently in the same place as it may be mistaken for illegal cash out.

4. Make regular repayments to protect your credit: It is not difficult to borrow again and again. Banks like to do business with people with good credit, so we must check in time after spending money on our credit cards. For our bills, pay attention to the repayment date of the bill, make preparations for repayment a few days in advance or set up an appointment for repayment to avoid forgetting.

5. Large amounts of salary and deposits: Generally speaking, the people who have a higher success rate in applying for credit cards issued by banks are those who earn wages, because they have stable jobs and fixed wages, which can guarantee the basis for repayment. , so our salary must be higher than our quota as much as possible.

6. It is strictly prohibited to do some illegal operations with the card, and it must be used correctly: some people use credit cards to cash out illegally. Once they are found, their credit will be greatly reduced, and in serious cases, the bank will take it back, so we must be correct Use your credit card and don't do anything illegal.