1. Users can contact the People’s Court to confirm the authenticity of the case and subpoena, or directly call 12368 to check the authenticity;
2. You can proactively contact the card issuer, See if you can negotiate with the bank for repayment before the court hearing;
3. After the trial, the user can contact the bank again to see if you can negotiate with the bank for full repayment before the first instance judgment or if other banks can accept it
4. You can seek the judge’s advice. Judges are generally willing to communicate and want to settle the case fairly and as soon as possible.
The above is the relevant content about not panicking when you receive a court summons when you owe a credit card. The consequences of an overdue credit card
1. It will lead to additional penalty interest and overdue liquidated damages. The penalty interest is calculated on a daily basis. The longer the overdue period, the higher the interest;
< p> 2. Personal credit reporting will produce bad records, which will have an impact on future applications for housing loans or car loans;3. There is a risk of being sued, and enforcement will be applied for. If the enforcement is not enough, it will be included. Dishonest persons, restricting personal consumption and children's employment, etc.;
4. If it is judged that the credit card is overdrawn maliciously, you will face criminal penalties.
This article mainly writes about the knowledge points about not panicking when you receive a court summons when you owe a credit card. The content is for reference only.