how long is the validity period of Industrial Bank's credit card? What do you think of the validity period?
Industrial Bank is a bank with a long history of operation, with a wide range of customers, many of whom have a credit card of Industrial Bank. Regarding the use of credit cards, every credit card will have an expiration date. So, how long is the validity period of Industrial Bank's credit card? What about the validity period? I will answer your questions today.
how long is the validity period of Industrial Bank's credit card?
The difference between the validity period of Industrial Bank's credit cards and that of other banks is that it divides the validity period according to the types of cards.
First, ordinary credit cards
In the Industrial Bank credit cards, the validity period of ordinary credit cards is three to five years.
second, platinum magnetic stripe card
in the industrial bank credit card, the magnetic stripe card of platinum credit card is valid for five years.
III. Platinum IC Card
In the Industrial Bank credit card, the validity period of the platinum IC card is ten years.
what about the validity period of Industrial Bank's credit card?
You should know that the validity period of a credit card starts from the day when the card is approved, so the specific service life of each person's Industrial Bank credit card may be different, but the service life is easy to check.
if you want to check the service life of your credit card, you can check it on the card body. There will be a string of numbers in "MM/YY" format below the card body, which represents the specific service life of your credit card. Where the number before "/"represents the expiration month and the number after "/"represents the expiration year.
the above is about "how long is the validity period of Industrial Bank's credit card? What is the validity period? " The validity period of Industrial Bank's credit card will vary according to the types of cards. You can check the specific service life on the card.
how about the industrial bank credit card?
Credit cards of China Merchants Bank, China Everbright Bank and Ping An Bank are relatively easy to apply for.
Supplementary information:
Credit card processing of China Merchants Bank, China Everbright and Ping An is very simple, as long as you have a work card, a medical insurance card and an ID card. China Merchants Bank can also directly apply for completing the information on the credit card official website, and the bank will send the credit card after checking it. In terms of quota, these three banks will also be higher than the four major state-owned banks.
Extended information:
1. The application conditions for China Merchants Bank's credit card are:
1. The applicant is 18 to 6 years old and has China nationality.
2. Applicants should have a relatively stable job and income, with an average monthly income of not less than 3, yuan.
3. The applicant should provide the bank statement of the salary card and the list of social security personal accounts for the past six months. If you have a car and a house, you can also provide a real estate license and a car driving license.
4. The applicant must have a fixed place of residence, and can provide proof of permanent residence and payment documents for daily life.
5. Applicants should have good personal credit.
As we all know, to apply for a credit card of China Merchants Bank, you need to be at least 18 years old, have a stable job and income, have qualified personal credit information and so on.
6. Credit card applicants of China Merchants Bank must have certain economic ability and have no bad credit record. The applicant should be 18~6 years old (foreigners are 25~6 years old).
2. Basic conditions for credit cards of China Everbright Bank:
1. Credit card applicants must be between 18 and 65 years old, have full capacity for civil conduct, and have legal and stable income, and their personal credit report in China People's Bank meets the applicable conditions for issuing cards of China Everbright Bank.
2. Original valid ID cards (including but not limited to domestic resident ID cards, foreign passports, Hong Kong and Macao residents' travel permits to and from the Mainland, mainland travel permit for taiwan residents, etc.) shall be provided as required.
How about Industrial Bank's credit card
Industrial Bank's credit card is ok, the application is relatively easy, and the service is not bad. Generally, the general card of Industrial Bank is free of annual fee in the first year, while the gold card needs to meet the corresponding credit card conditions or the number of points, while the platinum card charges an annual fee no matter how much it costs. Taobao card is a general card, and if it is replaced by a platinum card (standard version), it will charge an annual fee of 2,6 yuan, but the corresponding platinum card has many discounts in all aspects.
annual fee-free policy: Puka Gold Card swipes the card five times to avoid the annual fee for the following year;
handling fee for cash advance: RMB: 2% of the cash advance, the minimum RMB2 yuan/transaction (regardless of the same city and different places), foreign currency: 2% of the cash advance, and the minimum USD2 yuan/transaction (regardless of the same city and different places);
Multi-account management: the line * * * enjoys independent repayment on the billing day;
installment business: installment business is supported, including interest-free installment for specific merchants (3, 6, and 12), installment payment for bills (3, 6, 12, 18, and 24 installments for commodities and merchants), and installment for single consumption (3, 6, 12, 18, and 24 installments). You can use a credit card for single consumption in 1 yuan.
billing date: according to different card types, the billing date is different, and the cardholder can change it every six months;
card types: general card (with a quota of 15-5 yuan) and gold card (with a quota of 7-5 yuan);
Industrial Bank was established in 1988 and its head office is located in Fuzhou, Fujian Province. It is one of the first joint-stock banks in China and ranks among the top 3 banks in the world. Industrial Bank Credit Card Center was established in July, 24. It is a directly affiliated institution of the head office headquartered in Shanghai, and is fully responsible for the operation and management of the credit card business of Industrial Bank.
in order to better serve customers and enrich the product functions of credit cards, Industrial Bank credit cards have promoted a number of withholding and remittance services in different cities across the country. Business types mainly include: mobile phone fee withholding of China Unicom, telecom fee withholding, tap water fee withholding, electricity fee withholding, gas fee withholding, gas card withholding and so on. With the continuous development of new business, Industrial Bank Credit Card will strive to develop diversified withholding services according to market conditions to meet the payment needs of different customers.
This concludes the introduction of Industrial Bank's credit card and its customer service. Did you find the information you needed?