The specific situations are as follows:

1. If you call the bank service hotline directly to unfreeze, it will take effect immediately after unfreezing. After thawing, you need to reset your password, including reactivation.

2. If you apply for unfreezing at a bank service outlet, it depends on whether the unfreezing system passes the review. If it passes on the spot, it will take effect immediately. If it fails, you can directly ask the counter staff how to solve the freeze. Card and unfreezing time.

Generally speaking, each bank will charge a certain amount of interest for overdue repayment. Each bank is different, usually an interest of 0.05%. However, the interest accrual date is calculated from the date of consumption, not the date after the final repayment date.

It is recommended that if the entire limit is not met, you can pay the minimum repayment amount first, which will not affect your credit limit. At the same time, there will be a buffer period to facilitate the bank to understand the capital flow of your account in a timely manner. Freeze the account! Extended information

Repayment methods

Within the card issuing bank?

The methods include: card issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. Way. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.

Weibank POS mobile phone?

Weiyintong POS mobile phone is a mobile financial system personal payment terminal, which can be used to directly swipe credit cards for repayment, as well as transfer and other services. Instant payment!

Transfer/remittance repayment?

It is mainly divided into two methods: inter-bank in the same city and inter-bank in different places. Regardless of the method of transfer or remittance, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.

Online repayment?

The more common domestic online platforms include: UnionPay Online, Kuaiqian, Shengpay, Alipay, Tenpay, etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different.

Baidu Encyclopedia-Overdue Repayment