The general bank will send you a text message telling you a deadline for handling the installment business. After this period, you can't apply for installment, and you can only repay the loan normally. If the repayment is made in full and the minimum repayment amount is paid, it will not affect the credit investigation. However, the daily interest will be charged in full. You can consult the bank, call customer service, provide manual service, explain the situation and ask how to deal with it.

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How to handle the installment of Minsheng credit card bill?

First of all, if you are the host of Minsheng Credit Card, the credit cards you hold do not include new e-credit card, platinum wealth management card, Bao Tong installment card, Bao Tong white-collar card, automobile installment card and automobile installment parking products. In addition, your credit card should be in a normal state, not overdue in the last three months, not overdue for three consecutive periods or more in the last nine months, or overdue for three times or more in total. After meeting the requirements, you can apply through customer service phone, online banking, mobile banking, SMS and WeChat banking from the next day of the current billing date to the last repayment date 17: 00.

Is there any limit on the installment amount of Minsheng credit card bill? As long as your current bill amount is above 600 yuan, you can apply for installment. However, the total installment amount of Minsheng Credit Card bill shall not exceed 90% of the current bill amount, that is, if the bill amount is 1 000 yuan, 900 yuan can only apply for installment.

How many installments can Minsheng credit card bill be divided into? Minsheng credit card bill is divided into three periods, six periods, nine periods, 12 period, 18 period and 24 periods, and the corresponding handling fees are 0.82%, 0.70%, 0.67%, 0.67% and 0.70% respectively.

Can Minsheng Credit Card Bill be cancelled after installment?

Under normal circumstances, credit card bills cannot be cancelled after successful installment, but Minsheng Bank has given cardholders a consideration period. After you successfully handle the bill installment, you have the opportunity to cancel it, but you can only apply for cancellation or change the installment number before 2 1: 00 (Beijing time) on the same day.

Can I pay the credit card bill in advance after the installment payment?

The bill installment business can be repaid in advance, but you have to call the Minsheng credit card service hotline to apply for it, and you can only repay it in advance after the application is passed. What should be explained here is that prepayment must pay off the outstanding installment principal and handling fee in one lump sum, and the received handling fee will not be refunded, and the outstanding handling fee will not be exempted, which is unnecessary.