What does it mean to contact the bank when Guangfa Credit Card goes to the self-service machine to check the display?

The self-service machine of Guangfa Credit Card shows that please contact the bank, that is, the card is in a state of abnormal use.

For example, if the old card is deactivated during card replacement, the card that has been reported lost, the card that has expired, etc., you need to ask the bank for specific reasons, so you need to contact the bank.

Generally speaking, there are many reasons for abnormal credit card status, such as frozen credit card, degaussing credit card, suspicion of cashing out and so on. If the credit card cannot be used normally, please call the customer service of the issuing bank in time to solve the abnormal state as soon as possible.

Of course, it is also possible that the credit card cannot be used because of the bank's risk control. At this time, it can be used normally as long as the risk control is lifted.

Extended information:

Note on the use of credit cards:

First of all, it must be the password. We should take good care of our personal information, and don't tell others about the expiration date. When swiping the card, we should not leave our sight. When entering the password, we should pay attention to shielding it, not to use the birthday, phone number or ID number as the password.

For credit card consumption, be sure to remember your last repayment date. It is best not to overdue repayment. Don't think that overdue repayment is just a late fee charged by the bank. In fact, this will have a great impact on buying a house and applying for a loan in the future.

Reference: Baidu Encyclopedia-Credit Card

What happened to the restriction on the consumption of Guangfa Credit Card

Generally, the restriction on the consumption of Guangfa Credit Card is due to the illegal operation of the user in the process of using the credit card, and then it is subject to the risk control of Guangfa Bank's system, and it is temporarily impermanent to use the credit card consumption function.

The following behaviors will limit credit card consumption:

1. The credit card transaction amount exceeds the set limit. Most bank credit cards can set transaction limit, which mainly plays a role in protecting the safety of funds and preventing excessive losses when swiping. If the user's consumption is limited due to this reason, you can log in to online banking or mobile phone client to modify the limit.

2. The credit card has been reduced by the bank. Banks will regularly evaluate users' credit records, and for users with high risks, the amount may be reduced appropriately, which will bring inconvenience to cardholders to a certain extent. In this case, cardholders can call the bank to inquire about the reasons for the reduction and see if they can apply for the restoration of the amount.

3. The use of the credit card is not in compliance. Credit cards can only be used for normal consumption according to regulations. If users violate the rules such as cashing out, they will be restricted by the system, for example, they can't swipe their cards at wholesale merchants, or the amount of a single transaction is limited. If this is the case, users are advised not to cash out when using credit cards normally and keep a good transaction record.

4. Credit card transactions are risky. Because the risk of a transaction triggered by the user triggered the bank's risk control system, the transaction failed, such as swiping the card at the POS merchant blacklisted by the bank, sudden overseas transaction without registration, etc., the user can try to change to another merchant for consumption.

There are many reasons for the consumption limit of credit cards, generally due to improper daily use of bank cards or suspected irregularities being frozen by the banking system. In daily life transactions, once the user finds that the personal bank card status is abnormal and unpredictable, he can contact the bank customer service at the first time to find out the reasons for the abnormality, ask about the solution, and go to the nearby bank outlets for processing in time.

what's the matter that the card holder is not allowed to trade?

what's the matter with the card swiping display of Guangfa Credit Card?

1. The card swiping display of Guangfa Credit Card shows that this card transaction is not allowed, which is generally caused by the credit card being controlled by the wind. After being subject to the risk control of Guangfa Bank, even if there is enough credit in the credit card, it is impossible to make credit card consumption.

2. Of course, if the credit card cannot be traded. First of all, the cardholder needs to contact the issuing bank to verify whether the card status is normal. Under normal circumstances, the inability to trade is caused by the cardholder's illegal behaviors such as cashing out credit cards and overdue repayment.

3. If the credit card status is abnormal, the transaction cannot be made. Then it is suggested that you can wait for a period of time before trading. This situation may be caused by POS machine failure or credit card system problems. It is suggested that you can contact the bank for handling.

There was an error in the normal closing of Guangfa Credit Card

First, the card status was abnormal, such as the card was demagnetized and the password was locked due to too many wrong entries, which suggested that the landlord call his home service hotline to confirm

Second, there was nothing wrong with the card, and the POS signal was not good, and the transaction failed if it was not connected to the network.

third, if the landlord holds an IC chip credit card, because UnionPay has turned off the downgrade transaction function, if the cashier still swipes the card instead of inserting the card, it will also be unusable.

fourth, the landlord's card does not support transactions, such as VISA single logo card /JCB single logo card, which does not support UnionPay transactions and does not support some online transactions.

What should I do if Guangfa Credit Card cannot be used? So, what the hell is going on? Generally speaking, credit cards can't be used for the following reasons.

1. Wrong password:

If the password is wrong, you can't swipe your card. However, when this happens, the reason will be displayed on the pos. If you forget the wrong password, you can reset/modify it. Here we introduce you to modify it through Guangfa's Discover Wonderful APP. The specific modification method is as follows:

Log in to Discover Wonderful app, right slide "Sidebar-My-Account Security-Modify Login Password" and follow the prompts.

Note:

1. The login password of Discover Wonderful APP should be 8-12 digits, including at least two of numbers, letters and symbols;

2. Simple password: continuous same number (letters) and incremental number such as "1234qqqq" will not be set successfully;

3. The password that partially contains consecutive characters in the login mobile phone number may not be set successfully.

2. Insufficient available credit line:

Insufficient available credit line is one reason why Guangfa Credit Card cannot be used. For example, if you want to buy a notebook with 6 yuan, but your credit card is only available with 5 yuan, then the transaction cannot be successful.

in case of insufficient credit line, cardholders can apply for credit line adjustment through "Discover Wonderful" APP/ WeChat/Mobile Banking/Online Banking. It should be noted that the first application for credit line adjustment needs to be opened for 6 months, and the card status is normal, so it is limited to the main cardholder. Success depends on the results of bank audit.

Third, the credit card amount/frequency is limited

(1) online transactions exceed the upper limit of the website transaction amount;

(2) Generally, the maximum credit card amount per day (including self-owned deposits) shall not exceed RMB 3 million/USD 45,/HKD 3 million;

(3) The number of swipes is ≤2 times/day, and RMB and USD accounts are separated;

(4) The transaction limit will be comprehensively evaluated according to the daily use of the card or relevant laws and regulations, and different customers will have different situations.

4. the card is temporarily frozen. If the credit card is temporarily frozen for 7 days, it will be automatically unfrozen. If it is unfrozen in advance, you need to send "KTN+ last 4 digits" to 9558 with the reserved mobile phone. Example: 1234 rounds of "KTN1234" in the last 4 digits;

5. the credit card line is unstable. If the credit card is not issued and the merchant informs that the consumption is unsuccessful, it is suggested that the merchant be required to cancel the transaction and provide the transaction cancellation voucher. If the payment is made again, the payment voucher should be kept.

guangfa owner's credit card

so much for the introduction of the abnormal status of guangfa credit card.