If you don't want to use a credit card, you should cancel it in time. There are two main cancellation methods:

1, bank counter cancelled

If you don't want to use your Citibank credit card, you can cancel it at the branch counter. However, if there is a new account payable within 45 days (inclusive) after the card is cancelled, it will still be borne by you. After 45 days of Citibank credit card cancellation, if the account has no arrears or overflow deposits, the system will automatically cancel the account without any formalities.

2. Cancellation of customer service call

You can call the customer service phone of the bank and cancel the credit card according to the voice prompt.

It should be noted that before canceling the credit card, you must ensure that there is no debt on the credit card. After the cancellation is completed, cut the card open to avoid falling into the hands of criminals.