Process:

1. First of all, if the bank card is a debit card, there is no need to cancel it. When there is no money in the card, the bank card will go to sleep, and the system will automatically cancel the bank card after a while.

2. If you must cancel your card, you can only cancel it in person at the bank counter. You need to take your ID card to the account opening place to cancel. Remember to go to the account opening place. It is impossible to do it in a different place.

3. If it is a credit card, because it can be overdrawn, you'd better get it cancelled by the bank if you don't use it, and the money in the credit card has no interest.

Minsheng Bank credit card can be cancelled in the following ways:

Method 1: The cardholder can call the hourly customer service hotline of Minsheng Bank at 400-66-95568 to return the card. When the card is cancelled, the account cannot be in arrears and the card must be with the cardholder when the card is cancelled by telephone, so as to ensure the security of the account.

Method 2: If the credit card holder of Minsheng Bank loses his credit card, the cardholder can only cancel the card at the counters of major outlets of Minsheng Bank, not by telephone.

Before canceling the card, be sure to confirm whether there is any debt in the card. Only when there is no debt can the card be cancelled.

How to get to the bank card cancellation process and what do I need to bring?

What do you need to bring:

1. I took my ID card and bank card to the bank to get the reservation number and queue up.

2. Explain to the service staff that you want to cancel the account, hand over the bank card to the bank staff, and fill out the account cancellation application form.

3. The cancellation of the bank card is completed.

Precautions:

1. If there is money left in the bank card, you can withdraw all the money at the counter when you close the account.

2. If the bank card is lost, you need to reissue a bank card first, and then cancel the account, and you need a card fee to reissue the card.

3. For savings cards, if they are not used for a long time, they will generally freeze automatically and will not affect personal credit records. If it is a credit card, it will not freeze automatically if it is not used for a long time, and it may be overdue because of the annual fee.

4. Credit card cancellation must take out the balance on the card and ensure that there is no debt on the card;

5. After the successful cancellation of the savings card, it will not affect the future application. After the successful cancellation of the credit card, if the personal credit is affected by careless use of the card before, it will cause some trouble in applying for a credit card in the future.

What is the sales process of Minsheng Credit Card?

Minsheng Bank credit card cancellation methods are:

1. When the cardholder returns the card by calling the 24-hour customer service hotline of Minsheng Bank at 400-669-5568, it should be noted that there is no debt in the account when returning the card, and the card must be with the cardholder before returning the card.

2. If the credit card holder of Minsheng Bank loses his credit card, then the cardholder can only cancel the card at the counters of major outlets of Minsheng Bank.

1. How many ways can I cancel my credit card? How to cancel?

1. Customer service called to cancel the credit card.

You can call the 24-hour customer service hotline at 800-820-8788 to apply for card refund. When you cancel the card, you can't owe money on the account, and in order to ensure the safety of the account, you must take the card with you when you cancel the card by phone.

2. Cancel the credit card at the counter

If you lose your bank credit card, you can only cancel it at the branch counter. If there is a new account payable within 45 days (inclusive) after the card is cancelled, it will still be borne by you. After returning the card for 45 days, if the account has no arrears or overflow, the system will automatically close the account, and there is no need to apply for any renewal fee of "returning the card treasure, your credit card housekeeper".

Second, the consequences of canceling credit cards are serious.

General credit card cancellation will also bring certain consequences and risks to yourself, so users must understand clearly when canceling, so as not to bring bad influence to themselves in the future. General credit card cancellation will bring the following risks and consequences to users.

1. You can't apply for a bank's credit card later: If the user cancels the credit card of a bank, it will be more difficult for the user to apply for a bank's credit card later.

If the user applies for a credit card in the bank, the corresponding approval process and subsequent card processing will cost, and the cost will not be particularly low. Therefore, if the user says to cancel the card, the bank may think that the user does not have much need to use the credit card, and then apply for the bank's credit card later, or the card may be cancelled, so the re-application may be rejected.

2. There is a risk of theft: many users think that as long as they apply to the bank for credit card cancellation, they will successfully cancel their accounts and discard their credit cards at will.

However, the average bank's credit card cancellation cycle is about 45 days. During these 45 days, the user's credit card can still be used, and the cardholder's personal information recorded in the magnetic stripe of the credit card also exists. Therefore, if the credit card is obtained by criminals, it may cause the risk of being stolen.

How to cancel Minsheng credit card

Minsheng Bank credit card cancellation methods are:

1. When the cardholder returns the card by calling the 24-hour customer service hotline of Minsheng Bank at 400-669-5568, it should be noted that there is no debt in the account when returning the card, and the card must be with the cardholder before returning the card.

2. If the credit card holder of Minsheng Bank loses his credit card, then the cardholder can only cancel the card at the counters of major outlets of Minsheng Bank.

Minsheng Bank credit card can apply for account cancellation through telephone banking or bank branch counters, and the specific steps are as follows:

1, telephone banking

Call Minsheng Bank Credit Card Customer Service Hotline at 400-66-95568 with the reserved mobile phone number to apply for cancellation of the credit card.

2. Bank outlets

Bring your valid ID card and credit card and go through the cancellation procedures at any branch counter of Minsheng Bank.

Note: Before canceling the credit card of Minsheng Bank, be sure to confirm that there is no debt in the card. After cancellation, cut the magnetic stripe of the card in time to prevent theft.

Operating environment: Zhang Yin version 6.7.0, WeChat version 8.0. 15.

MasterCard application qualification: Domestic MasterCard applicants must be People's Republic of China (PRC) (PRC) citizens who are over 18 years old and not over 65 years old, and have full capacity for civil conduct; Overseas MasterCard applicants, foreigners and people from Hong Kong, Macao and Taiwan who have reached the age of 25 but not more than 55 and hold valid identity documents; The main card applicant must have a legal and stable occupation and a stable income.

Eligibility for supplementary card application: Supplementary card applicants are citizens of People's Republic of China (PRC) (China), people from Hong Kong, Macao and Taiwan, and foreigners with valid identity documents. If it is the child of the principal cardholder (applicant), it must be 13 years old; In other cases (not limited to the main cardholder or the applicant's immediate family), the supplementary card applicant must be 18 years old. /kloc-Supplementary card applicants under the age of 0/6 should provide a photo print page of ID card/household registration book when applying.

Online application qualification: the main card applicant must be a citizen of People's Republic of China (PRC) (China) with legal and stable occupation, stable income and full capacity for civil conduct, and must be at least 20 years old and not more than 60 years old.

The introduction of Minsheng credit card sales process ends here.