How to repay CCB's credit card

Repayment method 1: Repayment at outlets

Carry your card directly to CCB's outlets to handle credit card repayment business, whether in the same city or in a different place, as long as it is a CCB outlet, you can do it without paying any handling fee.

repayment method 2: automatic terminal repayment

Cash is deposited into a credit card for repayment through a CCB ATM, or a CCB wealth management card (debit card) is opened through a CCB self-service terminal for direct RMB transfer repayment.

repayment method 3: online repayment

Log in to the online bank of China Construction Bank, enter the credit card section, find "Credit Card Repayment", enter the repayment page, then enter the repayment credit card, name, etc. After setting, enter the repayment amount, and click OK to repay; Repayment method 4: agreed account repayment

agreed account repayment belongs to automatic repayment. For example, apply for a debit card at CCB, and transfer the credit card repayment amount to the card when it expires, so that the system will automatically transfer the money to repay on the repayment date.

repayment method 5: telephone repayment

directly call CCB service hotline 95533, select 5 to transfer money, enter my credit card account number or my ID number at the same time, and then select 3 to complete credit card repayment;

1. China Construction Bank (hereinafter referred to as China Construction Bank or China Construction Bank, originally named People's Construction Bank of China, and renamed China Construction Bank on March 26th, 1996) was established on October 1st, 1954 (Jiawu Year). It is a joint-stock commercial bank and one of the top five state-owned commercial banks.

2. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business. There are 14,121 branches in China (in 212) and branches in Hongkong, Taiwan Province and Melbourne, including CCB Fund, CCB Lease, CCB Trust, CCB Life Insurance, Sino-German Housing Savings Bank, CCB Asia, CCB London, CCB Russia and CCB.

13. China Construction Bank has a broad customer base, maintains banking business ties with many large enterprise groups and leading enterprises in China's economic and strategic industries, and its marketing network covers major regions of the country. At the end of June 213, its market value was US$ 176.7 billion, ranking fifth among listed banks in the world. On May 8, 214, the 214 Forbes Global Enterprise 2 list was released, and CCB was the second largest enterprise in the world.

how to repay the cash transfer from CCB's credit card? This way, the account can be received free of charge and quickly

CCB Credit Card provides cardholders with various cash withdrawal services. If they don't have time to withdraw cash at ATM, they can handle the cash transfer service, and transfer the funds within the credit card limit to their savings card account. The transferred funds are included in the current bill amount and need to be repaid on the last repayment date. Then, how to repay the CCB credit card cash transfer? Let's take a look at it.

1. How much should I pay for the cash transfer of CCB credit cards?

If you have handled the cash transfer business of CCB credit cards, you will have to pay back the principal as well as the transfer fee and the interest generated during the use.

Among them, the transfer-out fee is charged at 1% of the transfer-out amount, with the lowest 2 yuan for each transaction and the highest 1 yuan for each transaction. If the transfer-out fee is overpaid, no charge is required; The interest on cash transfer is calculated at the daily interest rate of five ten thousandths from the bookkeeping date until the last repayment date.

2. how to repay the cash transfer from CCB's credit card?

Cash transfer needs to be paid off in one lump sum on the final repayment date. There are many repayment methods. You can repay through official channels of CCB, and you can also transfer money through other third parties/other banks. Here, it is suggested that the repayment should be made through CCB's personal online banking channel, and it can be received in real time at the earliest. The specific repayment methods are as follows:

1) Use the CCB account to repay your own CCB credit card through the menu of "Credit card-account transaction-one-click repayment/repayment for yourself/repayment for others" in personal online banking.

2) Repay your CCB credit card through personal online banking "transfer remittance-transfer-transfer".

The above is the introduction of "How to Repay the Cash Transfer of CCB Credit Card", and I hope it will help you. In a word, CCB's credit card cash transfer repayment should be clear about the specific repayment amount and adopt the most convenient and fast repayment method, so as to avoid the consequences of untimely payment.

how to repay the cash transfer from CCB's credit card

1. Generally, the repayment methods of CCB's credit card are as follows:

1. Bring your credit card and ID card and deposit the corresponding amount in the counter of CCB outlets for repayment.

2. Use the debit card of CCB and transfer the money to the credit card for repayment through the ATM of CCB.

3. Repayment through third-party software, such as opening Alipay App (version APP(1.2.53) on iPhone13 (system version: iOS15.) and binding it with CCB credit card. The specific repayment steps are: log in to Alipay, select "Credit Card Repayment", then click the credit card to be repaid, enter the repayment amount, and click "Confirm Repayment".

1. Three channels for handling CCB credit cards

1. Handling in banks, explain to banks and business personnel that they want to handle credit cards, and fill in the form under the guidance of staff. Then under the guidance of the staff, it is ok to copy all kinds of certificates to the staff.

2. Go to the agency. Generally, you will meet some credit card agencies in some large supermarkets or some large stores. The handling method is the same as the first one. Generally, they will shoot the proof materials with a digital camera, so they don't need a copy.

3. Online processing. Log on to the official website of CCB Credit Card.

second, the grace period of CCB's credit card is several days

after the cardholder uses CCB's credit card, he can delay repayment for three days after the bill repayment date, which is the grace period provided by CCB for the cardholder. As long as the current arrears are paid off within these three days, CCB will not upload this record to the Credit Information Center of the People's Bank of China and will not impose penalties.

3. What are the consequences of the overdue record of CCB's credit card

1. There are overdue records on the personal credit report, which will greatly reduce the chance of applying for a credit card successfully. Because the bank will investigate the repayment record of the applicant in the last 24 months when approving the credit card. If your repayment record is overdue, the bank will think that you have no ability to repay on time and refuse to approve it.

2. overdue fines and interest will be charged. The late payment fee charged by CCB is 5% of the unpaid part of the minimum repayment amount, and the interest is 5/1 per day, and it is a full penalty interest.

3. If the overdue time is long and the overdue amount is large, CCB will also take the initiative to freeze your credit card. What is more serious is to add you to the bank blacklist, and you can no longer apply for a CCB credit card.

how to repay the credit card of CCB?

customers can apply for credit card repayment of CCB in the following ways: 1. Log in to mobile banking and follow the prompts through the menu of "Credit card-card service-my account-repayment for myself". The repayment amount can be selected from Repayment in Current Period, Minimum Repayment or Enter Repayment Amount. Tips: If you purchase foreign exchange for repayment, please do it before 22 o'clock every day. 2. Pay attention to and enter China Construction Bank WeChat WeChat official account. After binding the credit card, enter "Repayment" in WeChat official account dialogue mode to get the link, and follow the prompts.

(in case of business changes, please take the actual situation as the standard. )

How to repay the credit card of China Construction Bank

1. Introduction of credit card repayment channels of China Construction Bank; China Construction Bank provides seven repayment methods, such as counter, agreed account, ATM, online and 95533, which you can choose according to your needs. If you have more than one master card at the same time, please pay attention to the corresponding repayment when repaying. In order to ensure the success of repayment, you must deposit in full every time you repay. You can make repayment in cash or by transfer at the counter of China Construction Bank. If you return dollars or euros, you can purchase foreign exchange directly at the counter for repayment. Agreed account repayment means automatic repayment. Credit card RMB payable can be repaid by RMB agreed account (the agreed account must be a debit card, current passbook account or quasi-credit card account opened by you in the local CCB), and credit card USD payable can be repaid by US dollar agreed account (the agreed account must be a 19-digit foreign currency passbook account opened by you in the local CCB) or RMB agreed account can be repaid by purchasing foreign exchange (the agreed account must be a debit card, current passbook account or quasi-credit card account opened by you in the local CCB). You can call 4 customer service number to repay your USD repayment by purchasing foreign exchange with RMB deposit or available amount in your Longka credit card. Please call to purchase foreign exchange on the day when you deposit RMB, so as not to deduct the deposit from other RMB account transactions first. You can transfer the funds of your debit card and quasi-credit card to your credit card account for repayment through ATM equipment. (Shanxi and the region have not been opened yet). You can log in to the online banking of China Construction Bank, and use the debit card and quasi-credit card accounts of China Construction Bank to repay the money of Longka credit card account. The specific repayment steps are as follows: firstly, log in to your online bank of China Construction Bank; secondly, select the credit card menu, click Credit Card Repayment, select CCB to return to CCB, and enter the repayment page; then, you can choose to repay your own credit card or others' credit card, and you need to select the credit card account for repayment (if you repay others' credit card, you need to enter the credit card holder's name and credit card); finally, select the repayment account you have signed, enter the repayment amount, and click Next, and enter the transaction confirmation page. You can call the local 95533 of China Construction Bank, and use your dragon cartoon, local credit card (quasi-credit card) or wealth management card to make RMB repayment to your credit card through its self-service voice (this function has not been enabled for business cards and supplementary cards yet). The operation methods are as follows: Method 1: dial 95533 to select 5 for transfer, and enter the account number or ID number to select 3 for credit card repayment; Method 2: Call 95533 and choose 6 credit cards and choose 1 credit card repayment. You can use personal bank settlement accounts (such as savings cards, etc.) opened by other domestic banks to repay. For repayment in this way, you should go to other banks' outlets at least two days before the due repayment date to handle the inter-bank repayment business of Longka credit card. If you have signed online banking with other banks, you can also complete the repayment through their online banking.

This is the end of the introduction of how to transfer and repay CCB credit cards. Did you find the information you need?